PenFed Power Cash Rewards Visa Signature® Card
Apply Now

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

PenFed Power Cash Rewards VISA Signature Card
Apply Now

Not a problem, anyone can join. Apply now and we'll create your membership during this application.


Earn Cash Back for Everyday Purchase

No Caps. No Limits. No Gimmicks.

Additional Features and Benefits

No Fees

No Annual Fees:

  • You won't have to pay an annual fee to enjoy all the great features that come with your PenFed card.

No Foreign Transaction Fees: 

  • You won’t be charged extra for using your PenFed card outside of the U.S.

Favorable Fees
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$3000/mo

Your Cash Rewards


ANNUAL REWARDS


MONTHLY REWARDS

Apply Now

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

How to redeem your Power Cash Rewards?

Redeem your rewards, your way...

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Statement Credit

Apply directly to your PenFed Credit Card account.

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Deposit into PenFed Account

Add your cash rewards into your PenFed Checking or Share account.

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Transfer to another Financial Institution

Schedule monthly redemptions into the account of your choice.

PENFED HONORS ADVANTAGE

Access America Checking earns you more!

As an Access America Checking account holder, you can earn 2% cash back on everything you purchase with a PenFed Power Cash Rewards Visa Signature® card.

Disclosures Print Icon Print

*Rates are based on an evaluation of applicant credit and length of PenFed membership. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lower rate.

Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically.

Cardholders may sign up for free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

Rate and offers current as of and are subject to change. View pricing lists & cardholder agreements.

**Cash advances, credit card checks, and balance transfers are excluded from earning cash rewards.

±Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.

ƚAccounts that are issued and approved will receive a $100 statement credit upon spending $1500 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

ƚƚTo qualify for the PenFed Honors Advantage Program you must 1) be in an active military service status, a member of the Reserves or National Guard, an honorably discharged U.S. Military Veteran or retired from such service OR 2) the member must be the primary owner on both the credit card and checking accounts of any existing open PenFed product, excluding PenCheck Limited accounts, or open a new Access America Checking account with PenFed.

Refer to the Program Rules, Terms and Conditions (PDF) and the Signature Program Benefits (PDF) for detailed information.

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