Pentagon Federal Credit Union
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Affinity Title

  1. Home
  2. Personal Loans
  3. Debt Consolidation
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Simplify and save

Consolidate high-interest rate accounts into one manageable monthly payment.

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

  • Simplify Your Debt
  • Benefits
  • Process
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  • Not a problem, anyone can join. Apply now and we'll create your membership during this application.

woman pointing to laptop with man sitting beside her

CONSOLIDATE

REFINANCE

REFINANCE

TAX LOANS

TAX LOANS

Simplify your debt

Lower your monthly payments, reduce your interest rate, or simply pay less total interest on an existing loan or credit line. PenFed can change your finances with a debt consolidation loan in days.

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

The benefits of a debt consolidation personal loan

Simplify with a  Single Payment

SIMPLIFY WITH A SINGLE PAYMENT

Funds in your account through a smooth and quick process

GET A FIXED RATE

With an affordable fixed rate, all of your expenses can be bundled together

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

SAVE MONEY ON INTEREST

Avoid charging your expenses on multiple high-interest credit cards

Features of a personal loan

  • As low as % APR*
  • Terms up to 60 months
  • Loans up to $50,000
  • No early payoff penalty
  • No origination fee
  • No hidden fees

What's the process?

Check your rate without affecting your credit score†

Select from multiple pre-approved offers

Receive your money in 1-2 business days after verification

Check your rate without affecting your credit score
Select your offer from multiple pre-approved offers
Receive your money quickly - 1-2 business days after verification

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Explore the possibilities 

Additional personal loans

HOME IMPROVEMENT

Love your home even more

 

Learn More

TRANSPORTATION

Keep your vehicle up and running

 

Learn More

MEDICAL AND DENTAL

Peace of mind

 

 

Learn More

LIFE AND EVENTS

Life takes money

 

 

Learn More

Featured Articles

Personal Loan Basics: The Basics to Borrowing Money

What Debt Consolidation is and How to Get Started

What to Know Before Taking Out a Personal Loan

See All Articles

Disclosures

Personal Loan rates range from % to % APR.

Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your loan term and creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

Loan Payment Example: A $ personal loan financed at % APR would amount to 36 monthly payments of approximately $ each.

†The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of September 2023 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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IMPORTANT NOTICE

You are leaving PenFed.org and entering a third party Website that is not a part of Pentagon Federal Credit Union.


The content you are about to view is produced by a third party unaffiliated to Pentagon Federal Credit Union. PenFed takes no responsibility for the content of the page.


IMPORTANT NOTICE

You are leaving PenFed.org and entering a third party site. PenFed Realty, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.


For more information about the relationship between PenFed and PenFed Realty, LLC, see the Affiliate Business Arrangement Disclosure.


IMPORTANT NOTICE

You are leaving PenFed.org and entering a third party Website.


The content you are about to view is produced by a third party website that is unaffiliated to Pentagon Federal Credit Union. PenFed takes no responsibility for the content of the page.


IMPORTANT NOTICE

You are leaving PenFed.org and entering a third party site. PenFed Title, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.


For more information about the relationship between PenFed and PenFed Title, LLC, see the Affiliate Business Arrangement Disclosure.


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