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Everyone is eligible to apply¹

Apply today for one of our industry leading products and services.

Exclusive discounts and member benefits

24/7 access backed by industry-leading security

85K Fee-Free² ATMs & Branch Locations

Build your financial future with PenFed

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Rack up rewards from every day purchases.

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Shift into drive with a great rate.

personal loan

Rates as low as Personal Loan T1 Rate Range Low % APR*.

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Easily tap into your home’s value.

Say hello to your paycheck, up to 2 days early.

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Flexible no or low down payment options.

Why PenFed

Trusted partner

Working for you

Membership

24/7 Access

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Start saving and earning with PenFed

Dividends are compounded and credited monthly
Get our best-in-class products and build your future with us

Member Discounts

Enjoy benefits and discounts on all our products and loans.

Fee-Free ATM

Enjoy over 85,000 fee-free ATMs nationwide.

About Us

Committed to helping you and your community.

Disclosures

¹To receive any advertised product, you must become a member of PenFed Credit Union.

²Free Checking, Access America Checking, and Complete Access Checking accounts receive unlimited ATM transactions (withdrawals, balance inquiries, transfers, and deposits) without a PenFed fee.