PENFED MEMBERSHIP

A Credit Union Anyone Can Join

More products, fewer fees, and better online resources — available to everyone

MEMBERSHIP IN
3 EASY STEPS

STEP 1
ELIGIBILITY

Good news! PenFed membership is open to everyone, including you.

STEP 2
Provide Your Info

Enter your name, phone number, email, and address to get started.

STEP 3
Open An Account

Open your savings account with just a $5 initial deposit, and you’re a PenFed member!

Why Choose PenFed?

 

partner with PenFed

 

WE’RE YOUR PARTNER

We’re not just a credit union. We’re your partner. Becoming a PenFed member means never facing a financial decision alone.

tools and resources

 

WE WORK FOR YOU

Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.

easy membership application

 

APPLYING FOR MEMBERSHIP IS EASY

You’re busy. We get that. We’ve streamlined the financial process to help give more time back to you.

 

contact us anytime

 

24/7 ACCESS

We go where you go. Access our services from your laptop, ATM, or phone 24 hours a day, every day.

EXCLUSIVE MEMBER DISCOUNTS AND SERVICES

 

gap icon

MEMBER DISCOUNTS

Enjoy benefits and discounts on all our products and loans.

Member Discounts »

warranty icon

ADVICE CENTER

Our one-stop resource to keep you on the right track for tomorrow.

Learn More »

debt protection icon

FINANCIAL HARDSHIP CENTER

Assistance for borrowers seeking financial relief.

Hardship Center »

 

WHAT CAN WE HELP YOU ACHIEVE?

 

Start Your Membership Application Now

It only takes a few minutes and no military service is required for membership.