Get the money you need to pursue your dreams in higher education

Reach your academic and financial goals with a in-school or refinanced student loan from Sparrow.

Get a student loan with exclusive benefits

Undergraduate and graduate student loans

Submit one request to explore your pre-qualified rates with 15+ lenders. Initiate the process with or without a cosigner, plus get these other benefits:

Check your rates without impacting your credit score
100% free, you can check your rates at no cost
No income necessary to submit a request to pre-qualify

Find My Rates

Time is money. Save both.

Finding the most affordable loan should be easy, efficient, and transparent. It should be as simple as finding the best airline ticket.

PenFed is proud to partner with Sparrow to offer borrowers a simple, easy, and efficient way to find their pre-qualified student loan rates.

Explore My Options

Our committed partner

See why others chose Sparrow

“We now have great confidence that our students will find the most affordable financing options. Sparrow made that possible.”

– Scott Friedhoff, Retired VP of Enrollment at The College of Wooster

“Sparrow has saved our team countless hours of headache and stress. It eliminates guessing game. It’s a platform we trust.”

– Elina Bascom, Director of Financial Services at La Sierra University

“Sparrow offers our students a clear easy-to-understand platform to help them make an informed decision on private student borrowing.”

– Ingrid Baker, Systems and Loan Administrator at Pacific University

Disclosures

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This student loan marketplace is powered by Sparrow. These loans are made by Sparrow's lending partners. PenFed is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved. Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.

Get the money you need to pursue your dreams in higher education

Get a student loan with exclusive benefits

Undergraduate and graduate student loans

Time is money. Save both.

Our committed partner

See why others chose Sparrow

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Disclosures