Rates starting at % (APR
%)¹
What is an FHA loan?
FHA loans are backed by the US Government. The interest rates are low, and you only need a 3.5% down payment. FHA loans have less stringent credit guidelines compared to conventional mortgages. First-time homebuyers tend to choose this type of loan because it's easier to qualify for.
With an FHA fixed-rate mortgage, your interest rate will remain the same during the term of the loan, which makes budgeting much easier. The only time your monthly payment will change is if your property taxes or insurance does.
What is an FHA Loan?
Benefits of an FHA Mortgage
Top Ten Advantages of an FHA Loan - Especially with a Credit Union
How Do I Get an FHA Loan?
What are the Requirements for an FHA Loan?
Tips on how to get an FHA Loan
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1Rates are updated daily at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on discount point, which equals
percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, conforming, fixed-rate loan. Loan amount of $400,000; loan-to-value ratio of 96.5%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. The advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other rates, points, and terms may be available. All loans are subject to credit and property approval.