GAP - Guaranteed Asset Protection

  • Protection for your auto loan investment
  • Includes complimentary ADR Benefit
  • Priced lower than similar protection sold by car automobile dealerships
  • Finance with your PenFed Auto Loan

Mechanical Breakdown Protection

  • Bumper-to-bumper coverage for breakdowns
  • Includes 24-hour roadside assistance
  • Reduces out of pocket expenses for unexpected repairs
  • 60 Day No-Cost Cancellation
  • Finance with your PenFed Auto Loan

Car Buying Service

  • $ average savings off MSRP on new cars
  • Exclusive % APR for 36 months
  • PenFed member discounts on Mercedes-Benz vehicles
  • Free Carfax Reports & Buyer’s Bonus Package
  • Free TrueCar Price Reports

Auto Insurance Program

  • Get exclusive savings on car insurance not available to the general public
  • Benefit from up to 15 money-saving discounts
  • Choose package and coverage options to meet your needs


Seguros Multiples

  • For PenFed Members in Puerto Rico, with an exclusive phone line for customers and claim services
  • Save up to 20% on auto insurance premiums, plus competitive quotes on home insurance

National Car Rental

  • Special offer for PenFed members when you pay with your PenFed card
  • Save up to 20% off car rentals at National


• Special offer for PenFed members

• Save up to 25% off Alamo car rentals

NTB, Big O Tires, Tire Kingdom, Merchant’s

  • $7 off oil change
  • 10% off tires
  • Logon for more
Log-In for Discounts

Join PenFed today to take advantage of discounts, great loan rates, and so much more!

Follow these easy steps to join:

1. Apply for membership

2. Open a savings/share account with only $5

3. Find discounts, great rates, and more!



  • PenFed members receive UP TO $20 OFF on TurboTax Federal Products

Identity Protection from Equifax

  • For PenFed Members in Puerto Rico, with an exclusive phone line for customers and claim services.
  • Monitor changes to your credit and identity — with automatic alerts.
  • Enjoy 24/7 customer support from protection experts.
  • Save more with special, low Pentagon Federal member pricing.

Collegiate Funding Solutions

  • Concerned about the absurdly-high cost of college?
  • Online college planning service helps you save ON, not just for college costs.
  • Simple to use - Free for PenFed members!


PenFed Real Estate Rewards

  • Save big using PenFed’s Real Estate Rewards program.

Home Insurance Program

  • Get exclusive savings on home, condo and renters insurance
  • Money-saving discounts, including multi-policy and loss free
  • Easy payment options through your PenFed checking or escrow account

PenFed Title, LLC

  • Close with confidence when you use PenFed Title, LLC.
  • Consistent, superior, & personal service in the title industry.

ADT Home Protection

  • $100 GIFT CARD for new members.
  • Special offers for members.

Total Protect Home Warranty

  • Protect your budget from the high cost of unexpected breakdowns.
  • Plans that cover up to 20 vital appliances and systems.
  • U.S.-based phone team available 24/7
  • Network of 40,000+ pre-screened technicians.
  • Discounts on name-brand appliances.



  • Financial literacy for young adults
  • Special rate for PenFed members


  • Eight online math courses for only $15 for four months.
  • Unleash the math power in every student.

Dental Benefits Max

  • Aetna Dental Access Network
  • Choose from over 92,000 dentists and specialists
  • No waiting period, no claim forms, no restrictions for prior conditions
  • Includes savings on prescription drugs, vision needs and more


  • Talk to a Board Certified physician anytime, anywhere, 24/7.
  • Avoid crowded waiting rooms .
  • No more time off work waiting to see a doctor.
  • Prescriptions filled to your local pharmacy.
  • No co-pays or deductibles.

Vantis Life

  • Provides protection and financial security to surviving family members.
  • Covers a particular need such as paying off a mortgage or other debt upon death.
  • Pays estate taxes or other final obligations necessary to settle your estate.
  • Provides funding for long-term care for surviving spouses.

Amex Offers

•  Find great offers on shopping, dining, travel and more through Amex Offers on CONNECT

• Once you’ve added an offer to your Card, simply use that same Card to pay and then enjoy the rewards

Contact Starr Wright Today

Starr Wright USA

Federal Employee Professional Liability Insurance & All the Consulting/Contractor Insurance Needed in One Place.

  • Access to industry leading Starr Wright USA insurance programs
  • Unique PENFED 10% Discount on Select Policies
  • Protect your income, career & family from today’s workplace challenges.
  • 50+ years’ experience with federal workers and contractors.
  • Special seasoned nationwide defense team.



  • Switch and save
  • Members who switch can earn $100
  • Terms and conditions apply

Crutchfield Electronics

  • 7% off select merchandise
  • Logon for member-only link

Flowers from FTD

  • Get 15% off all orders.

Alpha Industries

  • Save 30% on purchases.
  • Logon for discount code.