Pentagon Federal Credit Union
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  1. Home
  2. Current Rates
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Current Rates

Effective

Regular Share, Premium Online Savings, Money Market Savings, Certificates, Access America Checking, and IRAs

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Accounts

Annual Percentage Yield

Dividend Rate

Regular Share Account

$5 minimum balance to open

All Balances

%

%

Premium Online Savings Account

$5 minimum balance to open

All Balances

%

%

Money Market Savings Account

$25 minimum balance to open

Balance $100,000 or more

%

%

$10,000 to $99,999

%

%

Less than $10,000

%

%

Money Market Certificates**

$1,000 minimum balance to open

Six Month

%

%

1 Year

%

%

15 Month

%

%

18 Month

%

%

2 Year

%

%

3 Year

%

%

4 Year

%

%

5 Year

%

%

7 Year

%

%

Access America Checking Account

$25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

Balance less than $20,000

%

%

Balance $20,000 or more, up to $50,000

%

%

IRA Share Account

$25 Minimum Balance to Open

All Balances

%

%

IRA Premier Account

$10,000 minimum balance to open

Balance $10,000 or more

%

%

Less than $10,000

%

%

IRA Certificates**

$1,000 minimum balance to open

1 Year IRA Certificate

%

%

2 Year IRA Certificate

%

%

3 Year IRA Certificate

%

%

4 Year IRA Certificate

%

%

5 Year IRA Certificate

%

%

7 Year IRA Certificate

%

%

Disclosure

Fees may reduce earnings on account. Annual percentage yield is valid as of the last dividend declaration date of and subject to change at any time.

*When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate recurring deposit requirement is met on the date of account termination.
**A penalty will be imposed for early withdrawal.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of March 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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