Current Rates
Effective
Regular Share, Premium Online Savings, Money Market Savings, Certificates, Access America Checking, and IRAs
|
Accounts |
Annual Percentage Yield |
Dividend Rate |
|---|---|---|
|
Regular Share Account |
||
|
$5 minimum balance to open |
||
|
All Balances |
|
|
|
Premium Online Savings Account |
||
|
$5 minimum balance to open |
||
|
All Balances |
|
|
|
Money Market Savings Account |
||
|
$25 minimum balance to open |
||
|
Balance $100,000 or more |
|
|
|
$10,000 to $99,999 |
|
|
|
Less than $10,000 |
|
|
|
Money Market Certificates** |
||
|
$1,000 minimum balance to open |
||
|
Six Month |
|
|
|
1 Year |
|
|
|
15 Month |
|
|
|
18 Month |
|
|
|
2 Year |
|
|
|
3 Year |
|
|
|
4 Year |
|
|
|
5 Year |
|
|
|
7 Year |
|
|
|
Access America Checking Account |
||
|
$25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.* |
||
|
Balance less than $20,000 |
|
|
|
Balance $20,000 or more, up to $50,000 |
|
|
|
IRA Share Account |
||
|
$25 Minimum Balance to Open |
||
|
All Balances |
|
|
|
IRA Premier Account |
||
|
$10,000 minimum balance to open |
||
|
Balance $10,000 or more |
|
|
|
Less than $10,000 |
|
|
|
IRA Certificates** |
||
|
$1,000 minimum balance to open |
||
|
1 Year IRA Certificate |
|
|
|
2 Year IRA Certificate |
|
|
|
3 Year IRA Certificate |
|
|
|
4 Year IRA Certificate |
|
|
|
5 Year IRA Certificate |
|
|
|
7 Year IRA Certificate |
|
|
Disclosures
Fees may reduce earnings on account. Annual percentage yield is valid as of the last dividend declaration date of and subject to change at any time.
*
When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate recurring deposit requirement is met on the date of account termination.
**
A penalty will be imposed for early withdrawal.