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  1. Home
  2. Natural Disaster Relief Assistance
Natural Disaster Relief Assistance

Natural disaster relief assistance

Helping you build financial security during a natural disaster.

PenFed is here to help

We're committed to supporting our members in times of need. PenFed offers special programs to assist families impacted by natural disasters. If your area has been declared a disaster by FEMA*, learn how you may qualify for emergency relief options.

PenFed Natural Disaster Recovery

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Home Loan Hardship Assistance

For assistance information with your home loan, visit your Mortgage Dashboard or contact us at 1-800-585-9055.

Please note: The video presentation focuses solely on mortgage-related topics.

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Skip a Payment Program

Eligible members could potentially skip a payment on qualifying loans if affected by a natural disaster.

For additional assistance contact:
1-800-247-5626

Please Note: First mortgages, fixed equity loans, and HELOC loans are not eligible for the Skip Payment program.

home loan help icon

Home Loan Hardship Assistance

For assistance information with your home loan, visit your Mortgage Dashboard or contact us at 1-800-585-9055.

Please note: The video presentation focuses solely on mortgage-related topics.

dollar sign on computer screen icon

Skip a Payment Program

Eligible members could potentially skip a payment on qualifying loans if affected by a natural disaster.

For additional assistance contact:
1-800-247-5626

Please Note: First mortgages, fixed equity loans, and HELOC loans are not eligible for the Skip Payment program.

PenFed Natural Disaster Recovery

Features & benefits

Move your money with ease

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In-store deposits: Use a secure barcode to deposit cash instantly

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Bill pay: Pay your household bills online

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Transfer funds: Move money between accounts

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Send money: Send money to friends and family

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Free checks: Get a box of checks when you open a new checking account

Transfer Money
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Need cash?

+ ATMs: Find fee-free PenFed ATMs at familiar spots like Target®, CVS Pharmacy®, Circle K®, Winn-Dixie®, Rite Aid®, Kroger®, Speedway®, and Safeway®

Find a location

Get excited for PenFed’s new mobile banking experience. For current and new customers, our mobile app is your gateway to a brighter financial future.

Banking at your fingertips

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Deposit checks: Snap a photo with your phone

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Check balances: See your account activity

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Bill pay, transfers: Manage your finances easily

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Send money: Use Zelle® 1 or other payment apps

Download the Mobile App
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Avoid overdraft fees with linked savings or a line of credit

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Overdraft from Savings - Access your savings to cover insufficient funds in your checking account without incurring a fee

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Overdraft Line of Credit - Overdraft lines of $ and up - which are subject to credit approval – enjoy a fixed rate of % APR2

Overdraft Options

Disclosures

*To find out what public assistance is being offered by your state or local government, click here.

1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

2023 Early Warning Services, LLC. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

2Rates and offers current as of  and are subject to change. After account opening, a three business day waiting period applies for credit line advances. This account can only be accessed by overdraft from a checking account. No other types of advances are permitted.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of March 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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