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WHAT IS VEHICLE PROTECTION?

Manufacturer warranties can be valuable, but the protection they provide is limited.  The PenFed Vehicle Protection Plan allows you to supplement your manufacturer’s warranty, providing services such as towing, rental reimbursement and roadside assistance, as well as repair costs after your warranty expires. The policy is not only priced lower than extended warranties of dealerships but also offers a more affordable premium. 

 

Easy Street Protection for Newer Cars

For current year plus 2 model years older vehicles with 0 - 15,000 miles on the odometer.

Coverage

6 years or until the odometer reaches 100,000 miles; whichever comes first.

Pricing

Standard Vehicles: $1,245

View a sample contract (Please review the sample contract for policy restrictions)

 

Easy Street Protection

For vehicles 8 model years old or newer with 75,000 miles or less on the odometer.

Coverage

5 years or until the odometer reaches 100,000 miles; whichever comes first.

Pricing

Standard Vehicles:  $1,745

Premium* and Hybrid Vehicles:  $2,995

View a sample contract (Please review the sample contract for policy restrictions)

Main Street Protection

For vehicles 8 model years old or newer with 75,001 - 125,000 miles on the odometer.

Coverage

36 months or 36,000 miles from time of purchase; whichever is first.

Pricing

Standard Vehicles: $1,745

Premium* and Hybrid Vehicles: $2,995

View a sample contract (Please review the sample contract for policy restrictions)

FEATURES AND BENEFITS

  • $0 deductible
  • Includes 24-hour roadside assistance
  • Expanded coverage for vehicles with high mileage (over 100,000)
  • Reduces out of pocket expenses for unexpected repairs
  • Rental car reimbursement in the event of mechanical breakdown of a covered component
  • 60 Day Free Look

*Premium Vehicles

The following vehicles are examples of Premium Vehicles for pricing: BMW - 1, 3, 5, Series, Any V10, Mercedes - C & E Class (all CL Class Mercedes vehicles are excluded), Cadillac, Hummer, Volvo, Mini Cooper, All Hybrids and All Diesels.

 

Additional Information

You can add this benefit during your auto loan application process. 

These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by, PenFed or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. You may obtain insurance to protect your loan from an entity not affiliated with PenFed.

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