/2016_-_Q1_Year_To_Shine/logo.png "Pentagon Federal Credit Union"){kind=logo}
Features available on all cards
Choose your perfect card
Pre-qualify+ today with no impact to your credit score.
No to low annual fee
Great balance transfer offer
Highly competitive rates
5x
Points on gas paid at the pump and EV charging stations
3x
Points at the supermarket (including most Target and Walmart locations), restaurants and TV, radio, cable, streaming services
No annual fee
15,000 Bonus Points when you spend $1,500 in first 90 days
Get a decision in as little as 20 seconds.
% cash back on all purchases for PenFed Honors Advantage Members
% cash back on all purchases
No annual fee
$ Bonus Statement Credit when you spend
in the first 90 days
Get a decision in as little as 20 seconds.
Best Offer
Everyday low APR on purchases after introductory period ends
Introductory APR on purchases made the first
months after account opening
No annual fee
Introductory balance transfer APR for 15 months. 3% fee applies to each transaction. Subject to credit approval. Read More
Get a decision in as little as 20 seconds.
Bonus Points when you spend $
in the first 90 days
4x
Points on all Travel categories for PenFed Honors Advantage Members
Up to $ total travel value
Complimentary Priority Pass airport lounge annual membership
Get a decision in as little as 20 seconds.
Credit Card Benefits
For more information on benefits, review these downloadable PDFs.
Signature® card benefits apply to credit lines $5,000 and above.
|
Benefits |
Gold |
Power Cash |
Platinum |
Pathfinder |
|---|---|---|---|---|
|
Traditional |
||||
|
Cell Phone Protection - beginning 1/1/2024 |
|
|
|
|
|
Emergency Card Replacement & Cash Disbursement |
|
|
|
|
|
Lost/Stolen Card Reporting |
|
|
|
|
|
Roadside Dispatch |
|
|
|
|
|
Travel Accident Insurance |
|
|
|
|
|
Signature |
||||
|
Entertainment (access, upgrades, and savings) |
|
|
|
|
|
Fine Wine and Food (access and savings) |
|
|
|
|
|
Purchase Security |
|
|
|
|
|
Shopping Discounts |
|
|
|
|
|
Sports and Golf Benefits |
|
|
|
|
|
Travel (offers and upgrades) |
|
|
|
|
|
Travel and Emergency Assistance |
|
|
|
|
|
Visa Signature Concierge |
|
|
|
|
|
Year End Summary Statement |
|
|
|
|
|
Travel Signature |
||||
|
Auto Rental Collision Damage Waiver |
|
|
|
|
|
Baggage Delay Reimbursement |
|
|
|
|
|
Lost Luggage Reimbursement |
|
|
|
|
|
Trip Delay Reimbursement |
|
|
|
|
Disclosures
†As a PenFed Pathfinder® Rewards cardholder, if you qualify for Honors Advantage (member of the military or Access America or Free Checking account holder) at the time of the application, we will waive the annual fee on your account. If you were not eligible at account opening, but subsequently become eligible, the annual fee will be waived on your next anniversary. If at any time, you fail to maintain the eligibility requirements, you will no longer be eligible for the waiver. You will receive advance notice of this change.
±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
‡If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
+Pre-qualify is not an approval, and a full credit report is required to proceed with an application.