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Features available on all cards
Power Cash Rewards VISA Signature® Card
CASH BACK ON EVERYTHING. EVERYWHERE.
- 2% CASH BACK on all purchases for PenFed Honors Advantage Members, or
- 1.5% CASH BACK on all purchases
- $100 Statement Credit when you spend $1,500 in the first 90 days
Platinum Rewards VISA Signature® Card
GET REWARDS ON EVERYDAY PURCHASES
- 5x POINTS on gas purchases paid at the pump
- 3x POINTS at the supermarket
- 1x POINTS on all other purchases
- $100 Statement Credit when you spend $1,500 in the first 90 days
Gold VISA® Card
OUR LOWEST RATE CARD
- LOW APR on purchases
- $100 Statement Credit when you spend $1,500 in the first 90 days
- 0% APR on balance transfers for 12 months
Credit Card Benefits
Every PenFed card comes with peace of mind and privileges.
| Benefits | Gold | Power Cash | Platinum |
|---|---|---|---|
| Auto Rental Collision Damage Waiver | |||
| Emergency Card Replacement & Cash Disbursement | |||
| Entertainment (access, upgrades and savings) | |||
| Extended Warranty Protection | |||
| Fine Wine and Food (access and savings) | |||
| Lost/Stolen Card Reporting | |||
| Purchase Security | |||
| Roadside Dispatch | |||
| Shopping Discounts | |||
| Sports and Golf Benefits | |||
| Travel (offers and upgrades) | |||
| Travel Accident Insurance | |||
| Travel and Emergency Assistance Service | |||
| Visa Signature Concierge | |||
| Year End Summary Statement |
REWARDS REDEMPTION CENTER
Live the life the way you want and still get rewarded! Earn and redeem your points or cash back.
LEARN MORE »
CARD RESOURCE CENTER
Forms and Disclosures
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Debt Protection
Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.
LEARN MORE »
Details and Disclosures
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*Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
1Traditional card benefits apply to credit lines below $5,000 and the Signature® card benefits apply to credit lines $5,000 and above.
