Power Cash Rewards VISA Signature® Card

PenFed Power Cash Rewards CASH BACK ON
EVERYTHING. EVERYWHERE.
  • 2% CASH BACK on all purchases for PenFed Honors Advantage Members, or
  • 1.5% CASH BACK on all purchases
  • $100 Statement Credit when you spend $1,500 in the first 90 days
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Apply Now

Apply before becoming a member.

After your application, we’ll help you:

1. Discover how you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Platinum Rewards VISA Signature® Card

PenFed Platinum Rewards GET REWARDS ON EVERYDAY
PURCHASES
  • 5x POINTS on gas purchases paid at the pump
  • 3x POINTS at the supermarket
  • 1x POINTS on all other purchases
  • $100 Statement Credit when you spend $1,500 in the first 90 days
Learn More
Apply Now

Apply before becoming a member.

After your application, we’ll help you:

1. Discover how you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Gold VISA® Card

PenFed Gold Card OUR LOWEST RATE CARD
  • LOW APR on purchases
  • $100 Statement Credit when you spend $1,500 in the first 90 days
  • 0% APR on balance transfers for 12 months
Learn More
Apply Now

Apply before becoming a member.

After your application, we’ll help you:

1. Discover how you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Credit Card Benefits

Every PenFed card comes with peace of mind and privileges.

Benefits Gold Power Cash Platinum
Auto Rental Collision Damage Waiver
Emergency Card Replacement & Cash Disbursement
Entertainment (access, upgrades and savings)
Extended Warranty Protection
Fine Wine and Food (access and savings)
Lost/Stolen Card Reporting
Purchase Security
Roadside Dispatch
Shopping Discounts
Sports and Golf Benefits
Travel (offers and upgrades)
Travel Accident Insurance
Travel and Emergency Assistance Service
Visa Signature Concierge
Year End Summary Statement
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REWARDS REDEMPTION CENTER

Live the life the way you want and still get rewarded! Earn and redeem your points or cash back.

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CARD RESOURCE CENTER

Forms and Disclosures

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Debt Protection

Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.

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Details and Disclosures Print Icon Print

*Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

1Traditional card benefits apply to credit lines below $5,000 and the Signature® card benefits apply to credit lines $5,000 and above.

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