Your PenFed card & your phone will change the way you pay

Add your card to Apple Pay, Google Pay, or Samsung Pay

Apple Pay

Your PenFed card and Apple Pay will change the way you pay.

Samsung Pay

It’s simple, secure, and works in more stores than any other mobile payment service.

Google Pay

With Google Pay, pay wherever you are — at a store or in an app.


Use your phone or wearable device to make payments

Add your PenFed cards to your device so you can start using it to pay for things quickly and securely in-store, in-app, or online.

How your digital wallet works

Upload your PenFed Visa® card to make purchases right from the convenience of your smartphone.

  1. Add your eligible cards to the digital wallet you’d like to use.

  2. Access your digital wallet and choose your PenFed card when you check out at a participating business.

  3. Receive payment confirmation on your device.



Is there a fee associated with using a PenFed card in my digital wallet?

Which PenFed cards can I load in my digital wallet?

Can I have more than one PenFed card in my digital wallet?

Can I add the same PenFed cards that I have in other digital wallets?

Am I liable for unauthorized charges made with my digital wallet?

What if my card is lost, stolen, or damaged?


*Visa's Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit

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