peron using mobile phone


Apple Pay™

Add your PenFed cards to your eligible Apple® device for quick and secure in-store, in-app, or online purchases.

Your PenFed Card & Apple Pay™ will change the way you pay

With Apple Pay, you can easily make purchases at participating merchants with virtual cards on your compatible iPhone, Apple Watch, Mac, or iPad. While Apple Pay offers an exciting way to make purchases on the go, you still get all the rewards, benefits, and protections your card provides. For more details, review the terms and conditions.

Pay with a single touch

Use Apple Pay and your favorite PenFed cards to pay the easy, secure, and private way. Use your PenFed card at hundreds of thousands of stores and in participating apps with Apple Pay.

See a complete list of Apple pay merchants at

Secure way to pay

Rest easy. Apple Pay transactions are authorized with Touch ID thumbprint security, Face ID, or your passcode, and transactions never use your card number.

It’s a snap to get started

Enrolling is a snap! Let’s get started…

  1. Open the Wallet app on your Apple device.

  2.  Take a picture of your PenFed card or manually enter the card information.

  3. Complete the verification process (if prompted). And . . .  done! 
Your PenFed card is now enrolled!

See detailed setup and use instructions


What is Apple Pay™?

How do I setup Apple Pay?

Is Apple Pay free?

Are my payments and personal information safe with Apple Pay?

Can I use multiple PenFed cards with Apple Pay?

Will I still earn rewards and benefits from my card when I pay using Apple Pay?

What if my phone or device is lost or stolen?


±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit

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