Your PenFed card & your phone will change the way you pay

Add your card to Apple Pay, Google Pay, or Samsung Pay

Apple Pay

Your PenFed card and Apple Pay will change the way you pay.

Samsung Pay

It’s simple, secure, and works in more stores than any other mobile payment service.

Google Pay

With Google Pay, pay wherever you are — at a store or in an app.

Use your phone or wearable device to make payments
Add your PenFed cards to your device so you can start using it to pay for things quickly and securely in-store, in-app, or online.

How your digital wallet works

Upload your PenFed Visa® card to make purchases right from the convenience of your smartphone.

  1. Add your eligible cards to the digital wallet you’d like to use.

  2. Access your digital wallet and choose your PenFed card when you check out at a participating business.

  3. Receive payment confirmation on your device.



There is no cost from PenFed to use your digital wallet. Your credit card terms and conditions and/or your debit card’s membership agreement rules apply for purchases.

All PenFed credit or debit cards work with digital wallets.  You may not always see the exact card image that matches your plastic card. That should not change the way you use and transact in your digital wallet.

Yes, but the number of cards you can add may vary by digital wallet.

You can add any eligible PenFed credit or debit cards, including cards that you may have already loaded, into multiple digital wallets.

Purchases made with your PenFed credit or debit cards have Visa’s Zero-Liability* Protection for any unauthorized card transactions. This means that you will not pay for any unauthorized transactions as long as they are reported promptly. Certain limitations apply. Please see your cardholder or membership agreement for complete details.

If your card has been lost, stolen, or damaged, contact us immediately on the PenFed customer support number available in your wallet or by logging into and going to your credit card account. Go to for call center hours, our international phone number, chat help, or to submit a servicing form 24/7.


*Visa's Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit