woman painting a room in her house blue
HOME IMPROVEMENT
Love your home even more.
Create your dream home.

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Protect your investment

Whether it’s a new kitchen, finishing your basement, or roof repair, a PenFed Home Improvement loan can provide the fast cash you need with comfortable monthly payments.

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

The benefits of a home improvement personal loan

MONEY AVAILABLE NEXT DAY

Receive approval and have your money the next day

GET A FIXED RATE

With an affordable fixed rate, all of your expenses can be bundled together

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

SAVE MONEY ON INTEREST

Avoid charging your expenses on multiple high-interest credit cards

Features of a personal loan

  • As low as 7.74% APR*
  • Terms up to 60 months
  • Loans up to $50,000
  • No early payoff penalty
  • No origination fee
  • No hidden fees

What's the process?

Select from multiple pre-approved offers

Receive your money in 1-2 business days after verification

Check your rate without affecting your credit score

Explore the possibilities 

Additional personal loans

DEBT CONSOLIDATION

Simplify and save

 

 

TRANSPORTATION

Keep your vehicle up and running

 

MEDICAL AND DENTAL

Peace of mind

 

 

LIFE AND EVENTS

Life takes money

 

 

Disclosures

Personal Loan rates range from % to % APR.

Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your loan term and creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

Loan Payment Example: A $ personal loan financed at % APR would amount to 36 monthly payments of approximately $ each.

The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.