PenFed Platinum Rewards Visa Signature® Card

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

penfed platinum rewards visa signature card

If you're not a member, see if you prequalify before you submit an application with no risk to your credit score.

Not a problem, anyone can join. Apply now and we'll create your membership during this application.


Get Rewarded on Everyday Purchases

Additional Features and Benefits

No Fees

No Annual Fees:

  • You won't have to pay an annual fee to enjoy all the great features that come with your PenFed card.

No Foreign Transaction Fees: 

  • You won’t be charged extra for using your PenFed card outside of the U.S.
No Fees
rewards calculator

How Many Reward Points Can You Earn?

Calculate Your Rewards


Your Point Rewards



Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Gas & Grocery Credit Card | PenFed Platinum Rewards Visa Signature® Card

Earn Points and Redeem with Ease


Redeem your rewards your way


Gift Card

Consider our Digital - Get in Now Visa® reward cards for same-day

delivery, or choose from gift cards available at top brands for

shopping, dining, and entertainment.



Visit our reward catalog to see the great places your PenFed Rewards

can take you if you are planning a trip.



Shop for electronics, children’s items,  sporting goods, fashion and

beauty, food and wine, household items, luggage, office supplies and

so much more!

Make the most of your rewards with gift cards! Find the perfect gift

with over 300 gift card brands to choose from. Digital and physical

delivery available. 


Other reward options include:

E-Gift Cards | Experiences | Apple Store | Charity

Log onto to start redeeming today!

PenFed PenFed, Inc FREE - On Google Play


*Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval.  

Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically.

Cardholders may sign up for free electronic statement notification to avoid paying a $ fee for mailed paper statements.

Rate and offers current as of and are subject to change. 

**Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Certain restrictions may apply. Visa® USA determines which transactions are classified as gas purchases paid at the pump and supermarket purchases based on Merchant Category Codes. Military commissaries are supermarkets. Fuel purchases for airplanes and boats receive 1 point per dollar spent. Your card account must be open and in good standing to earn rewards.

The listed merchants are in no way affiliated with Pentagon Federal Credit Union, nor are the listed merchants considered sponsors or co-sponsors of the rewards program. All trademarks are the property of their respective owners.

±Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit

ƚEligible accounts will receive a one-time 15,000 point bonus upon spending $1,500 in qualified purchase transactions within 90 days of account opening.  Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions.  Please allow 4 weeks to receive the bonus point credit.  Account must be open and in good standing to qualify.

Refer to the Program Rules, Terms and Conditions (PDF) and the Signature Program Benefits (PDF) for detailed information.