Share your card’s benefits by adding an authorized user
Empower others with the gift of flexibility.
Share the convenience of your credit or checking account
Each authorized user will receive a personal card and will enjoy card transaction access to your account.
How to add authorized user
Credit Card
Log in to the mobile app or access PenFed.org
Access your PenFed credit card account
Select the ‘Manage Authorized Users’ option from the "More" menu
Debit Card
Download form: Add an Authorized User (PDF)
Complete and upload the form to PenFed online
When you add authorized users, keep in mind:
You're responsible to repay all balances (authorized users can still charge to the account, but they aren't financially responsible).
For the authorized user, we'll report this account as an authorized user's account to credit reporting agencies, which may influence their credit score.
We'll send account correspondence (statements and notifications) to the primary account holder's address on file.