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  1. Home
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eBook

Free eBook downloads

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Buying or selling a home

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Refinancing your home

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HELOC

Home Purchase
Selling My Home
Refinancing
FHA Lending
VA Lending
HELOC

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

7 Steps to Home Ownership E-book

Buying a Home

Understanding what's involved in a new home purchase from the start can make the entire process much easier. "The 7 Steps to Home Ownership." will help you understand what's involved from thinking about buying a home to actually getting your keys.

 

  • Getting preapproval
  • Finding the right realtor
  • Application process
  • Contract contingencies
Download eBook
Selling Your Home E-book

Selling Your Home

If you're thinking about selling your home, this eBook will help.
From choosing the best agent, to prepping and staging your home.

 

  • Finding the best realtor
  • Staging your home
  • Buying before selling
  • Entertaining and accepting offers
  • Setting the right asking price
Download eBook
Refi E-book

Refinancing Your Home

Thinking about refinancing? If you're looking to possibly get cash from a refinance, lower your interest rate or term of the loan, this eBook will provide everything you need to know to get started.

 

  • Cash Out Refinance
  • Reduce Rate or Term
  • VA Streamline Refinance (IRRRL)
  • Home Equity Line of Credit (HELOC)
Download eBook
FHA Loans

FHA Lending

In this eBook, we cover the ins and out of FHA loans to assist you in making an informed decision as to whether an FHA loan is right for you.

 

  • Benefits of an FHA Loan
  • Eligibility Requirements
  • FHA vs Conventional Loans: Pros and Cons of each
  • Mortgage Insurance
  • Benefits of Refinancing Existing FHA Loans
Download eBook
VA Loans

VA Lending

Are you an eligible veteran, military service member or surviving spouse looking to make the most of your VA home loan benefit? Then look no further! We’ve put together a free eBook to help educate you on requirements, perks, loan options and more.

 

  • Advantages of a VA Loan
  • Eligibility Requirements
  • Interest rates and how they compare to conventional interest rates
  • Homebuying process
  • VA Refinance options
Download eBook
heloc-lending

Home Equity Line Of Credit

If you’ve been considering a HELOC, or simply want to learn more about them, then look no further. This free, information packed eBook covers the ins and outs of HELOCs, including helpful tips on how to make the most of your HELOC, so that you can dive in headfirst knowing what to expect and how to use a HELOC to your advantage.

 

You’ll learn about:

  • What is a HELOC and how can it be used
  • Benefits of HELOC in comparison to other money sources
  • Using a HELOC to your advantage
Download eBook
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of July 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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