Regular Share, Premium Online Savings, and Money Market Savings Account
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Deposited Check ................ 5.00
Returned Inbound Electronic Transfer (Originated at PenFed) ........ 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
- Non-sufficient Funds ................ 30.00
- Uncollected Funds (Deposits on hold) ................ 10.00
Bill Pay ................ FREE
Share and Money Market Savings Account:
- Non-PenFed Branded ATM Withdrawal Fee* ................ 1.50
- Non-PenFed Branded ATM Balance Inquiry Fee* ................ 1.00
International Transaction Fee ................ up to 2% of transaction amount
Checking Accounts
Access America
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Deposited Check ................ 5.00
Returned Inbound Electronic Transfer (Originated at PenFed)..... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
- Non-sufficient Funds ................ 30.00
- Uncollected Funds (Deposits on hold) ................ 10.00
Bill Pay ................ FREE
Check Ordering (per order)
First 50 Free
50 Checks ................ 5.00
International Transaction Fee ................ up to 2% of transaction amount
Complete Access
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Deposited Check ................ 5.00
Returned Inbound Electronic Transfer (Originated at PenFed) .... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
- Non-sufficient Funds ................ 30.00
- Uncollected Funds (Deposits on hold) ................ 10.00
Bill Pay ................ 5.00
Check Ordering (per order)
First 50 Free
100 Checks ................ 6.82
International Transaction Fee ................ up to 2% of transaction amount
PenCheck Plus
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Deposited Check ................ 5.00
Returned Inbound Electronic Transfer (Originated at PenFed) .... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
- Non-sufficient Funds ................ 30.00
- Uncollected Funds (Deposits on hold) ................ 10.00
Bill Pay ................ 8.95
Check Ordering (per order)
- 50 Checks ................ 10.00
- 100 Checks ................ 16.25
Non-PenFed Branded ATM Withdrawal Fee* ................ 1.50
Non-PenFed Branded ATM Balance Inquiry Fee* ................ 1.00
International Transaction Fee ................ up to 2% of transaction amount
Free Checking
Monthly Service Charge ................ 0.00
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Deposited Check ................ 5.00
Returned Inbound Electronic Transfer (Originated at PenFed) ...... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
- Non-sufficient Funds ................ 30.00
- Uncollected Funds (Deposits on hold) ................ 10.00
Bill Pay ................ 0.00
Check Ordering (per order)
First 50 Free
- 50 Checks ................ 5.00
- 100 Checks ................ 10.00
International Transaction Fee ................ up to 2% of transaction amount