Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Inbound Electronic Transfer (Originated at PenFed) ........ 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
PenFed ATM Fees for Regular Share and Money Market Savings Accounts:
PenFed ATM fees waived for members with Access America or Free Checking accounts
International Transaction Fee ................ up to 2% of transaction amount
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Inbound Electronic Transfer (Originated at PenFed)..... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
Check Ordering (per order)
First 50 Free
50 Checks ................ 5.00
International Transaction Fee ................ up to 2% of transaction amount
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Inbound Electronic Transfer (Originated at PenFed) .... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
Bill Pay ................ 5.00
Check Ordering (per order)
First 50 Free
100 Checks ................ 6.82
International Transaction Fee ................ up to 2% of transaction amount
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Inbound Electronic Transfer (Originated at PenFed) .... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
Bill Pay ................ 8.95
Check Ordering (per order)
PenFed ATM Fees for PenCheck Plus:
PenFed ATM fees waived for members with Access America or Free Checking accounts
International Transaction Fee ................ up to 2% of transaction amount
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Inbound Electronic Transfer (Originated at PenFed) ...... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
Check Ordering (per order)
First 50 Free
International Transaction Fee ................ up to 2% of transaction amount
Monthly Service Charge ................ 10.00
No Fee if daily balance of $500 or Direct Deposit of at least $500 monthly to the account is required to avoid the $10 service charge.
Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Returned Inbound Electronic Transfer (Originated at PenFed) .... 30.00
Returned ACH (Originated at another financial institution), Check, or Preauthorized Debit
Bill Pay ................ 5.00
Check Ordering (per order)
PenFed ATM Fees:
International Transaction Fee ................ up to 2% of transaction amount
Convenience Check Stop Payment (each) ................ 15.00
Two or More Simultaneous Stop Payment ................ 25.00
Card Replacement Expedited Mailing ................ 15.00 - 25.00
Mailed Credit Card Statement ................ 2.00
Waived only if statements are received electronically
Mailed Credit Card Statement Reprint (each) ................ 3.00
Returned Payment Fee ................ up to 25.00
Late Payment Fee ................ up to 28.00
Returned Loan Payment, Check or ACH ................ 30.00
Late Charge on Loans (per payment) ................ 29.00
Thrifty Credit Service, Tax-Smart College Line, &
Personal Line of Credit Over Limit Fee (each time) ................ 15.00
Automobile Lien Placement Charge ................ Actual Fee Incurred
Check Stop Payment ..............................................15.00
Convenience Check Stop Payment (Individual) ................ 20.00
Check Stop Payment (Sequential Series) ................ 30.00
Over Credit Limit (per month) ................ 20.00
Returned Check ................ 30.00
Returned Loan Payment, Check or ACH ................ 30.00
Annual HELOC Fee .......................................99.00
Lien Release Processing ................ 20.00
Late Charge ................ As provided in promissory note
Late Charge ................ As provided in promissory note
Returned Loan Payment, Check or ACH ................ 30.00
Lien Release Processing ................ 20.00
Subordination ....................................150.00
Partial Release .............................250.00
Recast ..........................................250.00
CEMA Fee ....................................450.00
Origination Fee (Non-VA) ................ Up to 1% of Loan Amount
Origination Fee (VA Purchase, Non-IRRRL Refinance) ................ $995
Escrow Waiver Fee ................ 0.25% of Loan Amount
Mailed Consolidated Statement of Accounts‡ ................ 2.00
This fee is waived if you: (1) receive your statements electronically; (2) have a PenFed checking account with a monthly direct deposit of at least $500; or (3) maintain a minimum daily balance of $500 or more in your PenFed checking account.
Statement Copy ................ 3.00
Check Copy (each, after first four free) ................ 1.00
Domestic Wire Transfer ................ 25.00
International Wire Transfer ................ 30.00
ACH Transfer via Member Service ................ 5.00
There is no fee for ACH transfers initiated at PenFed.org
Real Estate Subordination Request ................ 150.00
ACH Transfer via 3rd Party Servicer ................ up to 10.00
Bad Address/Inactive Accounts (per quarter) ................ 15.00
Garnishment or Levy Fee ................ 20.00
Account Research (per hour) ................ 15.00
†No fee with the PenFed VISA Promise Card or PenFed Defender VISA Signature® Card.
‡Except where prohibited by law.
*For a complete listing of PenFed ATMs and surcharge fee-free ATM locations visit https://www.penfed.org/locations