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Welcome to PenFed!

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Your journey to financial wellness begins here

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Easy account setup

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Learn about PenFed’s products and services

So happy to have you!

We're here to help you make the most of your PenFed membership.

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Your dreams, our priority

Becoming a PenFed member is like joining a family – a community that's all about supporting each other's financial well-being and making a real difference together.

We're committed to delivering real, measurable financial value so you can feel confident in your financial decisions and see your money work for you. But it's not just about the bottom line; it's about empowering you to pursue your passions and turn your dreams into reality.

Our mission

  • Delivering financial value to members
  • Helping members achieve their dreams

In the community

  • Offering financial literacy programs
  • Community volunteer and donation opportunities

Account Setup

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Get started

Create your profile for 24/7 access to your accounts.

Download the PenFed mobile app

Manage your money on the go, anytime, anywhere.

Still have questions?

Products

Checking

The right checking for you.
 

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Free Checking

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Access America

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Premium Online Savings

Save more today!
 

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No Monthly Fees

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Higher APY

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Credit Cards

Rewards without the fees.
 

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For everyday purchases

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No annual fee

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Autos

Shift into drive with PenFed.
 

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Rates as low as % APR

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Up to 125% financing

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Video Library

Credit Card

Easily add authorized users to your credit card account. It's a simple way to share spending, build credit for family members, and enjoy the convenience of a single account for shared expenses.

Credit Card Auto Pay

Enjoy the convenience of on-time payments while maintaining complete control over your budget. Customize your payment schedule to fit your lifestyle.

Travel Notifications

Traveling the world? Stay connected and worry-free. Our travel notifications provide instant alerts and fraud monitoring, giving you the freedom to explore with peace of mind.

Making deposits has never been easier. With PenFed’s mobile app, mobile deposits is fast, simple and secure right from your mobile phone!

Mobile Deposits

Bank anytime, anywhere. Deposit checks, check balances, pay bills, and transfer funds with just a few taps. Your finances at your fingertips.

Resources

Member Discounts

Enjoy exclusive benefits and savings on PenFed products and services.

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Partners

Partnering with brands that share our commitment to members.

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Learning Center

Learn how to build a strong financial future.

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