REASONS WE CAN SHARE YOUR INFORMATION
Privacy Policy
PenFed Privacy Policy
Keeping your personal information safe is our priority.
Find out how we collect, use, share, and protect information about you below or view policies.
Download Privacy Policy PDF (English)
If you are a California resident, please refer to PenFed's California Privacy Policy and Notice for additional information about your rights under the California Consumer Privacy Act. To opt-out of sharing of your Personal Information, please visit https://www.penfed.org/optout.
Policy Description
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or services you have with us.
This information can include:
Social Security number, account balances, credit history, payment history, transaction history and overdraft history.
How?
All financial companies need to share members’ personal information to run their everyday business. The section below explains why financial companies share their members’ personal information, as well as why PenFed chooses to share, and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR INFORMATION
DOES PENFED SHARE THIS INFORMATION?
CAN I LIMIT SHARING?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders, and legal investigations, or report to credit bureaus.
No
For our marketing purposes—to offer our products and services to you
Yes
For joint marketing with other financial institutions
No
For our affiliates' everyday business purposes—information about your transactions and experiences
No
We Don't Share
For our affiliates' everyday business purposes—information about your creditworthiness
No
We Don't Share
For nonaffiliates to market to you
Yes
In order to limit our sharing or if you have any questions, please call: 800-247-5626
Except for cookies, if you are a new member, we can begin sharing your information 30 days from the date we sent this notice.
When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
If you wish to adjust your browser settings to block cookies, please see our Cookie Policy to learn more: https://www.penfed.org/cookie-policy.
PenFed Card App periodically collects, transmits, and uses geolocation information for enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
PenFed.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:
Federal law gives you the right to limit only:
Your choices will apply to everyone on your account.