The Key Benefits of Choosing VA Streamline Refinance

  • No Closing Costs1
  • No Appraisal
  • No Private Mortgage Insurance (PMI)

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What is VA Streamline Refinance (IRRRL)

VA Streamline Refinance also known as an Interest Rate Reduction Refinance Loan (IRRRL) is a great way to reduce the interest rate, term and corresponding monthly payments on your current VA loan.

VA Cash-Out Refinance

VA Cash-Out Refinance allows you to refinance your loan while taking advantage of the equity you’ve built. The payout can also be used for home improvements or to pay down debt.

Mortgage Knowledge Center

Can I Refinance a VA loan?
VA IRRRL Program - What to Know

The Streamline Advantage

With VA Streamline Refinance there are $0 Closing Costs1

Additional Information


VA Streamline Refinance does not require a property appraisal

A funding fee may be required, but you could qualify for an exemption. Please visit the U.S. Department of Veterans Affairs for more information.

Cash-Out Refinance may require additional documentation to verify:

  • Self-employment income
  • Current liabilities (auto, alimony, credit card, etc.)
  • COE

Mortgage Knowledge Center

How to get a VA Loan?
VA Loan Eligibility: Step by Step

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1Closing Costs covered are Credit Report Fees, Flood Certification, Tax Service Fees, VA Funding Fees, Title Fees, Recording Fees, and Transfer Taxes. Other fees & taxes may apply such as discount points, pre-paid interest, property taxes, and property insurance, which will be the member's responsibility.

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