/2016_-_Q1_Year_To_Shine/logo.png "Pentagon Federal Credit Union"){kind=logo}
Features available on all cards
Annual Fee: $0
Purchase Variable APR: 14.99% to 17.99%
2% CASH BACK on all purchases for PenFed Honors Advantage Members
1.5% CASH BACK on all purchases
$100 Bonus Statement Credit when you spend $1,500 in the first 90 days
Annual Fee: $95
Purchase Variable APR: 14.99% to 17.99%
50,000 Bonus Points when you spend $3000 in the first 90 days
4x
Points on all Travel categories for PenFed Honors Advantage Members
3x
Points on all Travel categories
1.5x
Points on all other purchases
Annual Fee: $0
Purchase Variable APR: 13.49% to 17.99%
5x
POINTS on gas purchases paid at the pump
3x
POINTS at the supermarket
1x
POINTS on all other purchases
$100 Bonus Statement Credit when you spend $1,500 in the first 90 days
Annual Fee: $0
Purchase Variable APR: 7.49% to 17.99%
LOW APR on purchases
0% APR on balance transfers for 12 months
$100 Bonus Statement Credit when you spend $1,500 in the first 90 days
Credit Card Benefits
Every PenFed card comes with peace of mind and privileges.
| Benefits | Gold | Power Cash | Platinum | Pathfinder |
|---|---|---|---|---|
| Auto Rental Collision Damage Waiver | ||||
| Emergency Card Replacement & Cash Disbursement | ||||
| Entertainment (access, upgrades and savings) | ||||
| Extended Warranty Protection | ||||
| Fine Wine and Food (access and savings) | ||||
| Lost/Stolen Card Reporting | ||||
| Purchase Security | ||||
| Roadside Dispatch | ||||
| Shopping Discounts | ||||
| Sports and Golf Benefits | ||||
| Travel (offers and upgrades) | ||||
| Travel Accident Insurance | ||||
| Travel and Emergency Assistance Service | ||||
| Visa Signature Concierge | ||||
| Year End Summary Statement |
REWARDS REDEMPTION CENTER
Live the life the way you want and still get rewarded! Earn and redeem your points or cash back.
LEARN MORE »
CARD RESOURCE CENTER
Forms and Disclosures
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Debt Protection
Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.
LEARN MORE »
Disclosures
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*Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
1Traditional card benefits apply to credit lines below $5,000 and the Signature® card benefits apply to credit lines $5,000 and above.
