Features available on all cards
- No annual fee
- Earn 2% Cash Back*
*On all purchases for PenFed Honors Advantage Members
- 4x points* on travel
- 50,000 bonus points**
*On all Travel categories for PenFed Honors Advantage Members
**When you spend $3000 in the first 90 days
- 5x points on gas at the pump and EV charging stations
- 3x on groceries, restaurants, and TV/radio/cable/streaming services
- 1x on all other purchases
- No annual fee
- Low APR on all purchases
*Spend $1,500 in the first 90 days
|Emergency Card Replacement & Cash Disbursement|
|Entertainment (access, upgrades and savings)|
|Fine Wine and Food (access and savings)|
|Lost/Stolen Card Reporting|
|Sport and Golf Benefits|
|Travel (offers and upgrades)|
|Travel Accident Insurance|
|Travel and Emergency Assistance Service|
|Visa Signature Concierge|
|Year End Summary Statement|
†As a PenFed Pathfinder® Rewards cardholder, if you qualify for Honors Advantage (member of the military or Access America account holder) at the time of the application, we will waive the annual fee on your account. If you were not eligible at account opening, but subsequently become eligible, the annual fee will be waived on your next anniversary. If at any time, you fail to meet the eligibility requirement, you will no longer be eligible for the waiver. You will receive advance notice of this change.
±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
1Traditional card benefits apply to credit lines below $5,000 and the Signature® card benefits apply to credit lines $5,000 and above.
‡If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.