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Money Market Savings
Want Money Market Savings but not a PenFed Member?
Join Now to establish your membership by opening a Regular Savings account
Set up online access on the Login page
Navigate to the top of this page and click “Open Now” to open a Money Market Savings account
Get More For Your Money
Build a better financial future with a savings account that works harder for you. The money market savings accounts offers a % APY on balances of $10,000 or less, a
% APY on balances between $10,000 and $99,999 and a
% APY on balances of $100,000 and above.
Safety and Security
PenFed knows defense. Our first duty always is to protect our members.
Easy to Enroll
Just $5 is all it takes to start building your savings and your future.
Excellent Service
PenFed was founded for our defense community and those that support them, so we know a thing or two about service.
Money Market Savings
Your savings have the power to do more. Whether you’re preparing to buy your dream home or building your emergency fund, you can gain higher dividends for balances over $10,000. When it comes to building your financial future, a PenFed savings account is key.
WHY MONEY MARKET SAVINGS?
Get a savings account that gives back to you. Membership not only establishes you as a part-owner of PenFed, but also gives you a chance to earn more with our money market savings account. Open an account with a minimum of $25. Get higher dividends for higher balances ranging from![]( "MMSA Low Rate Amount")
to ![]( "MMSA High Rate Amount")
or more.
RATES
Earn dividends on all account balances less than![]( "MMSA Low Rate Amount")
Earn dividends on all account balances from![]( "MMSA Low Rate Amount")
- ![]( "MMSA Mid High Rate Amount")
Earn dividends on all account balances more than![]( "MMSA High Rate Amount")
Features & Benefits
QUESTIONS?
Give us a call or visit a branch today!
CALL US: (800) 247-5626
Find a Branch »
Disclosures
APY = Annual Percentage Yield. APY is accurate as of![]( "FDIC Publish Date")
and is subject to change at any time. Fees may reduce earnings.
There is no limit to the number of Pentagon Federal or foreign ATM withdrawals you make with our Money Market Savings account.
FEATURED BENEFITS
No Monthly Service Fee
You shouldn’t have to pay fees to save. PenFed wants you to build your savings. We put money back in your pocket by paying you higher dividends and minimizing associated costs.
Free Checks Upon Request
We know there’ll come a time to use your savings. Use your money when you need it with ease and without cost.
Online Fund Access
For faster, simpler access to your savings, you can get to your account from our website or mobile app.
Savings Backed by the NCUA
What is PenFed without security? Savings are federally insured up to $250,000 and backed by the full faith and credit of the U.S. Government.