PERSONAL LOANS

The money you need, the
hassles you don't.

• Rates as low as % APR*
• Check your rate without affecting your credit score!

CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Features of a personal loan

  • As low as % APR*
  • Terms up to 60 months
  • Loans up to $
  • No early payoff penalty
  • No origination fee
  • No hidden fees
CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

What's the process?

  1. Check your rate without affecting your credit score†
  2. Select from multiple pre-approved offers
  3. Receive your money in 1-2 business days after verification
Apply Online Review loan and E-Sign Receive your money in the mail
CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Explore the possibilities

What will my payments be?

 
$
CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

try our mobile app

MOBILE APP

Wherever you go,
take PenFed with you!

The PenFed Mobile banking app provides around-the-clock access to your PenFed accounts. Get transaction details, transfer balances, track loan application status, and much more! Deposit checks quickly and easily with your smartphone or tablet.

 

FAQs

Can I use a personal loan to pay off my credit card debt?

How much can I apply for?

What rates do you offer?

Can I pay off my loan early?

Do I need to submit collateral for a personal loan?

When will I receive my funds?

Do you charge an application fee?

Can I apply with a co-borrower?

Do I need to become a member to apply for a loan?

Do I need to become a member to get my loan?

Disclosures Print Icon Print

Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other conditions may apply.

The initial inquiry will be a soft pull that may not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.

1Loan Payment Example: A $ personal loan financed at % APR would amount to 60 monthly payments of approximately $676.49 each.

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