Choose the funding option that works best for you and start using your PenFed checking account right away.
Whether you’re moving money from another bank or setting up direct deposit, PenFed gives you secure, convenient ways to fund your checking account on your terms.
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Early access to direct deposit is available for all PenFed members that set up a direct deposit with their employer or other payor. Early direct deposit eligibility may vary between pay periods and timing of payor's funding.