Pentagon Federal Credit Union
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Check deposited using online mobile app

FUND YOUR ACCOUNT

Fund your account your way

Choose the funding option that works best for you and start using your PenFed checking account right away.

Choose your preferred method

Whether you’re moving money from another bank or setting up direct deposit, PenFed gives you secure, convenient ways to fund your checking account on your terms.

Direct Deposit

Get paid up to 2 days early1 with direct deposit

Learn More
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Online Transfer

Easily move money between existing PenFed accounts or linked external accounts

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Mobile Check Deposit

Deposit checks with just a photo – anytime, anywhere

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Retail Cash Deposit

Deposit cash at 90,000+ participating stores nationwide

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Branch & ATM

Visit us in person or use any ATM in our network

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Zelle®

Send and receive money instantly with Zelle®

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Wire Transfer

Send money quickly for time‑sensitive payments

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Mail a Check

Send us a check through the mail the traditional way

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Disclosures

1

Early access to direct deposit is available for all PenFed members that set up a direct deposit with their employer or other payor. Early direct deposit eligibility may vary between pay periods and timing of payor's funding.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of May 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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