USED AUTO LOANS

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

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Used Auto Loans

Afford more with these simple,
low-cost used auto loans.

 

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

RATES

APR as low as* TERM LOAN AMOUNT APPROX. LOAN PMT.
($20,000 loan)
%
36 mos $ - $ $
%
48 mos $ - $ $
% 60 mos $ - $ $
% 72 mos
$ - $ $

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Loan payment estimates based on a $20,000 auto loan.

FEATURES & BENEFITS

  • Loan amounts up to $150,000
  • Easy online application
  • Quick approvals
  • Up to 125% financing

  • Rates available on all model years up to 60 months.
  • Get pre-approved in just a few minutes! Know what you qualify for before you buy.
Disclosures Print Icon Print

Rates and offers current as of  and are subject to change.

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate.

Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a JD Power value. Financing is available up to the JD Power valuation plus tags, title, taxes and extended warranties not to exceed 125% in the U.S. Up to 110% financing is available in Puerto Rico and Virgin Islands. Some restrictions apply. Call 1-800-247-5626 for details.

Rate depends on term. Vehicle weight and mileage restrictions apply.

Estimate Your Cost

Used Auto Loan Calculator

$
$
$
$

$ a month

Estimated payment (for months at APR)
Purchase Price
Down Payment
$0.0
Trade-In Value
-$0.0
Amount Owed on Trade
+$0.0
 
Total Financed
$
Total Interest
+ $
 
Total Loan
$
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GAP Protection

Typical car insurance covers damage and theft. But what if your loan is more than the value of your vehicle? PenFed’s GAP Protection covers that difference.

LEARN MORE »

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Extended Warranty

PenFed's Extended Warranty can extend your auto manufacturer's warranty by picking up where that policy leaves off.

 

LEARN MORE »

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Debt Protection

Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.

 

LEARN MORE »

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