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SAVINGS ACCOUNTS

Your savings, your goals

PenFed offers savings for all of life’s adventures.

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Earn more with Premium Online Savings

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Secure your future with long-term savings plans

Unlock your savings potential

Find the perfect account for your financial journey.

Premium Online Savings

%

Annual Percentage Yield
on all balances
PenFed Credit Union

Apply for Premium Online Savings

Member

Log In for a faster experience.
Your info will be pre-filled.

I’m a member

Guest

Apply now and we'll create your membership during the application process.

I’m not a member
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Money Market Certificates

%

Annual Percentage Yield
15 month term
PenFed Credit Union

Apply for Money Market Certificates

Member

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Your info will be pre-filled.

I’m a member

Guest

Apply now and we'll create your membership during the application process.

I’m not a member
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Regular Savings

%

Annual Percentage Yield
on all balances
PenFed Credit Union

Apply for Savings

Member

Log In for a faster experience.
Your info will be pre-filled.

I’m a member

Guest

Apply now and we'll create your membership during the application process.

I’m not a member
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Couple saving with piggy bank
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IRA Certificates

Earn steady, predictable growth for retirement with fixed rates and set terms designed to support long-term planning.

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

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IRA Savings

Save for retirement with a flexible account that lets you grow your money gradually while maintaining access to your funds.

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Couple saving with piggy bank
checkmark circle icon

IRA Certificates

Earn steady, predictable growth for retirement with fixed rates and set terms designed to support long-term planning.

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

checkmark circle icon

IRA Savings

Save for retirement with a flexible account that lets you grow your money gradually while maintaining access to your funds.

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5