Pentagon Federal Credit Union
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AUTO LOANS

Unlock your next road trip

Auto loan rates starting at % APR* when you use the PenFed Car Buying Service powered by TrueCar.

Explore Vehicles
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Auto Loans

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Credit Cards

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Mortgage

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Home Equity

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Real Estate Agent

Bank better with PenFed

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Home Affordability Sale

Lock-in our lowest rates of the season and save an average of $2,300 in closing costs2.

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Access America Checking

Get paid up to 2 days early along with access to 85,000+ Fee Free ATMs.

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Helping Members 90 Years Achieve Their Dreams - PenFed Credit Union

Celebrating 90 Years

For 90 years, we've been helping members achieve their financial dreams.

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Reward yourself with Honors Advantage

Get 2% cash back on all purchases with the PenFed Power Cash Rewards Card if you're a checking holder or a member of the military.

Get Started
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Simple and secure

Forget those hard-to-remember passwords! Passkeys let you log in with a simple fingerprint or face scan. It's fast, easy, and secure.

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PenFed in your community

PenFed's bringing our friendly faces to billboards, airports, and your neighborhood.

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Featured Articles

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Which Is Better: An Electric Car or a Hybrid?

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The Comprehensive Guide to Buying a Used Car

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3 Golden Rules for Buying Your Teen Their First Car

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of May 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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