PENFED DEFENDER REWARDSTM VISA SIGNATURE® CARD
Introducing Defender Rewards™
Meet the all-new Defender Rewards™ card, designed to help military families earn more on everyday spending.
Defender RewardsTM — Built to reward those who serve
DEFENDER REWARDS™
Pump up your points
Wherever your orders take you, earn 5X points when you fuel up at the pump and EV charging stations.
DEFENDER REWARDS™
Honoring how you live and serve
Earn 3X points at military exchange stores and commissaries — both online and on-base.
DEFENDER REWARDS™
Ready for anything
From camping accessories to new athletic gear, earn 3X points at sporting goods stores.
Why PenFed?
Member-owned, not shareholders
PenFed is one of the nation’s leading federal credit unions. We work for our members, not shareholders, backed by NCUA coverage up to $250,000. Membership is open and eligibility is broad.
NCUA insured up to $250,000 per account
Member-owned with open membership eligibility
Award-winning service and fast loan closings
Exclusive perks and savings
As a member, you have access to exclusive discounts across auto, travel, home, finance, and more. Save on everyday expenses and major purchases with VIP member benefits.
Car buying services and automotive maintenance
Travel bookings and vacation planning discounts
Moving services and home improvement savings
Personal finance tools and retail partner offers
Competitive rates that save money
Enjoy competitive rates on auto loans, mortgages, and deposits that give you more back. Access 85,000+ fee-free ATMs at familiar locations, no or low fees on credit cards.
Enjoy fee-free Allpoint and Co‑op ATMs nationwide
Competitive rates on auto loans, mortgages, deposits
No or low fees on credit cards and accounts
Free credit score monitoring available anytime
Here to guide your finances
We value our members and their financial well-being. Our member-service team is available six days a week to help guide you through your finances with personalized support.
Member service available six days each week
Online banking and mobile app for 24/7 access
Easy deposits without visiting a branch location
Deposit checks via app or cash at retail stores
Showing up for our communities
PenFed supports the people and places around us through service, partnership, and programs that help communities thrive.
MILITARY & VETERANS
PenFed and TAPS honored a fallen hero's legacy by bringing his family to Road America for an unforgettable race weekend.
PENFED SPONSORSHIPS
At Virginia Tech's Salute to Service game, PenFed connected with Hokie fans and highlighted the upcoming Defender Rewards Card.
HONORING HERITAGE
PenFed celebrates Hispanic Heritage Month
PenFed celebrates Hispanic Heritage Month while recognizing 20 years of serving members and communities in Puerto Rico.