Service takes many forms—from defending our country to strengthening our communities. We’re proud to serve our members.
Link your savings account for added peace of mind if your checking balance runs low.
Access your home’s equity2 in as few as 15 days3 with a HELOC designed to deliver speed and flexibility.
Turn purchases into cash back: % with PenFed checking or
% for all other members.
Enjoy vetted, certified car repair and maintenance shops you can trust.
Come by July 10, 15, and 19 to catch the match, with ice cream and plenty of action.
PenFed is one of the nation’s leading federal credit unions. We work for our members, not shareholders, backed by NCUA coverage up to $250,000. Membership is open and eligibility is broad.
NCUA insured up to $250,000 per account
Member-owned with open membership eligibility
Award-winning service and fast loan closings
As a member, you have access to exclusive discounts across auto, travel, home, finance, and more. Save on everyday expenses and major purchases with VIP member benefits.
Car buying services and automotive maintenance
Travel bookings and vacation planning discounts
Moving services and home improvement savings
Personal finance tools and retail partner offers
Enjoy competitive rates on auto loans, mortgages, and deposits that give you more back. Access 85,000+ fee-free ATMs at familiar locations, no or low fees on credit cards.
Enjoy fee-free Allpoint and Co‑op ATMs nationwide
Competitive rates on auto loans, mortgages, deposits
No or low fees on credit cards and accounts
Free credit score monitoring available anytime
We value our members and their financial well-being. Our member-service team is available six days a week to help guide you through your finances with personalized support.
Member service available six days each week
Online banking and mobile app for 24/7 access
Easy deposits without visiting a branch location
Deposit checks via app or cash at retail stores
PenFed supports the people and places around us through service, partnership, and programs that help communities thrive.
PENFED FOUNDATION
Since 2001, the PenFed Foundation has helped 150,000+ veterans and families transition to civilian life and find purpose.
PENFED PLAZA
On June 6, Paws on the Plaza brought our community together for a dog-friendly gathering of connection and wagging tails.
CHILDREN'S NATIONAL HOSPITAL
On May 18, PenFed volunteers supported a Children’s National book fair bringing patients and families together for literacy and joy.