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Founded as the War Department Federal Credit Union to serve the civilian employees of the U.S. Department of War, we started small—built on a shared belief in people helping people. From the beginning, our focus was simple: put members first, offer practical financial solutions, and build trust that lasts.

We became Pentagon Federal Credit Union, a name that reflected our growing community and expanding reach. As membership increased, so did our commitment to serving more people with the same care and integrity.

We began serving all Department of Defense employees and their families nationwide. From coast to coast, military families found a trusted financial partner who understood their needs—your mission became our mission.

The PenFed Foundation for Military Heroes was established to give back to those who serve and sacrifice. We empower Veterans with the tools and resources, so their transition from military service to civilian life is successful.

We refreshed our brand to reflect who we had become—a modern, national credit union rooted in service. This evolution marked our readiness to meet changing member needs while staying true to our values.

We opened membership to everyone, expanding our reach to welcome more members into the PenFed family. We made it easier for people nationwide to benefit from great rates and trusted financial guidance.

Serving nearly million members with $ billion in assets, we remain committed to our values. From humble beginnings to a national community, we’ve never forgotten what matters: you. Better rates, fewer fees, and service that puts your needs first.