woman painting a room in her house blue

HOME IMPROVEMENT

Love your home even more.

Create your dream home.

CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Protect your biggest investment

Whether it’s a new kitchen, finishing your basement, or roof repair, a PenFed Home Improvement loan can provide the fast cash you need with comfortable monthly payments.

CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

The benefits of a home improvement personal loan

MONEY AVAILABLE NEXT DAY

Receive approval and have your money the next day

GET A FIXED RATE

With an affordable fixed rate, all of your expenses can be bundled together

CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

SAVE MONEY ON INTEREST

Avoid charging your expenses on multiple high-interest credit cards

Features of a personal loan

  • As low as % APR*
  • Terms up to 60 months
  • Loans up to $
  • No early payoff penalty
  • No origination fee
  • No hidden fees

What's the process?

Select from multiple pre-approved offers

Receive your money in 1-2 business days after verification

Check your rate without affecting your credit score
CHECK YOUR RATE

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Explore the possibilities 

Additional personal loans

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Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

Loan Payment Example: A $ personal loan financed at % APR would amount to 60 monthly payments of approximately $ each.

The initial inquiry will be a soft pull that may not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.

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