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For all life's journeys
Big life, small payments
Get the cash you need to support every milestone.
VACATIONS
MAJOR PURCHASES
TAX LOANS
Turn almost any large purchase into convenient, monthly payments. Take the trip you've always wanted, throw the wedding of your dreams, or learn a new hobby.
Members have used a PenFed Life Loan for
- Family vacations
- Hobbies and sports
- K-12 education
- Tax Payments
- Pets
- Weddings
The benefits of a life personal loan
MONEY FOR LIFE'S EXPENSES
Turn almost any life expense into manageable monthly payments
GET A FIXED RATE
With an affordable fixed rate, all of your expenses can be bundled together
SAVE MONEY ON INTEREST
Avoid charging your expenses on multiple high-interest credit cards
Features of a personal loan
- As low as
% APR*
- Terms up to 60 months
- Loans up to $50,000
- No early payoff penalty
- No origination fee
- No hidden fees
What's the process?
Check your rate without affecting your credit score†
Select from multiple pre-approved offers
Receive your money in 1-2 business days after verification
Explore the possibilities
Additional personal loans
Disclosures
Personal Loan rates range from % to
% APR.
Rates and offers current as of and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your loan term and creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.
Loan Payment Example: A $ personal loan financed at
% APR would amount to 36 monthly payments of approximately $
each.
†The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.