Estimate your cost

Mortgage Payment Calculator

Once you know how much you can afford to spend on a home, you can use this tool to see how different loan types can change your monthly payment. Different loans offer different features, such as a lower monthly payment or a faster payoff time. See how a typical mortgage payment breaks down, and get the loan that fits your needs best.
The application of additional loan level pricing adjustments will be determined by various loan attributes such as Loan-To-Value (LTV) ratio, credit score, transaction type, property type, product type, occupancy, and subordinate financing.

Price of the Home

$

Loan to Values (LTV) of 80% and above may require Private Mortgage Insurance (PMI).

Loan Term

10 Years 15 Years 20 Years 30 Years Adjustable Rate Mortgage*

*PenFed Adjustable Rate Mortgages (ARMs) are calculated using 30 year Loan Terms

Interest Rate

Enter or Estimate Fees

NO

YES

Property Taxes

Insurance

PMI

CALCULATE

--- ESTIMATED TOTAL MONTHLY PAYMENT

Principal & Interest
(P & I) $1538.00

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The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.