Get started on this year’s home improvement projects with 0% APR for 12 months.*

Save with a great rate!

DIY with this limited-time offer!

From minor home updates to major landscape overhauls, make your home improvement projects more affordable with this limited time offer!

Get 0% for 12 months* when you use your PenFed Visa® credit card at any home improvement store, lawn and garden store, or nursery from March 1st through April 30th.


*To be eligible for the 0% purchase APR, purchases must be made between March 1 and April 30, 2021 in merchant codes categorized as home improvement or hardware stores (5200, 5251, 5261, 5211, 5074, 5039, 5231, 5198, 5713, 5718). Merchant category codes (MCC) are designated by the payment card network. PenFed is not responsible for MCCs. The 0% promotional APR will remain on your account for 12 billing cycles. At the end of the promotional period, the APR for the outstanding purchase balance will return to your standard APR for Purchases, which will vary with the market based on Prime Rate.

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