Apply for a PenFed Gold Visa Card for an exclusive purchase and balance transfer offer.
This low-rate card can help with anything from relocation expenses to medical bills.
Everyday Low APR on purchases after introductory period ends
Introductory APR on purchases^ made the first
months after account opening
Annual Fee: $
Purchase Variable APR: %
0% Introductory Balance Transfer APR for ,
% fee applies to each transaction. Subject to credit approval. Read More
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES | |
---|---|
APRS FOR BALANCE TRANSFERS | |
APR FOR CASH ADVANCES | |
PENALTY APR AND WHEN IT APPLIES | |
HOW TO AVOID PAYING INTEREST ON PURCHASES | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire account balance, including balance transfers and cash advances, by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
ANNUAL FEE | None |
CASH ADVANCE FEE | None |
BALANCE TRANSFER FEE |
*Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval.
Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically.
Cardholders may sign up for free electronic statement notification to avoid paying a $ fee for mailed paper statements.
Rate and offers current as of and are subject to change.
^ Introductory APR on purchases made the first
months after account opening. After that, the APR for the unpaid purchase balance and any new purchases will be
based on your creditworthiness which includes an evaluation of your credit history and will vary with the market based on the Prime Rate.
Refer to the Traditional Program Benefits Guide (PDF) for detailed information.
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