Pentagon Federal Credit Union
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  1. Home
  2. Credit Cards
  3. Gold Balance Transfer
Man standing near the pantry counter top, looking at laptop screen and credit card in hand

Gold Card Balance Transfer Calculator

Transfer a balance to reduce your monthly payments.

Learn More

Balance Transfer Calculator

Calculate your potential interests savings with a PenFed balance transfer.

PenFed Promotion Period

Balance Transfer Fee

%

PenFed Interest Rate

%

$100 - $25K
REQUIRED
Range $100 to $25,000
REQUIRED
REQUIRED

*Your current APR can be found on your latest credit card statement.

Your Estimated Savings

Assumes a % monthly payment on the transferred account, which includes a % balance transfer fee.

Savings Breakdown

This calculation doesn't include the % minimum payments

Interest with your current card(s) (21.99% APR)

$0

Interest with a PenFed Intro APR for (% APR)

-
$0

PenFed balance transfer fee (%)

-
$0

Estimated savings with PenFed

=
$0

Interest & Fees

Penfed
Penfed
Penfed Members
Current
Current
Current Card
0 0
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Penfed Members

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Current Card


Benefits

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Lower Interest: Simplify multiple monthly payments into one 
easy-to-pay bill.

list bullet

Balance Transfer: Consolidate debt and potentially lower interest.

Apply for your Gold card

Member

Log In for a faster experience.
Your info will be pre-filled.

I’m a member

Guest

Apply now and we'll create your membership during the application process.

I’m not a member

*Checking your offers won’t impact your credit score.
Calculations are for example only, not a credit offer and accuracy is not guaranteed.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of May 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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