Contactless Payments Experience

Use your contactless Penfed card for a fast, safe and
secure payments


Contactless payments allow you to tap to pay with your contactless enabled PenFed credit or debit card.

A seamless customer experience

Tap to pay is simple, convenient, and secure. You can tap to pay in seconds without swiping or inserting your card.

Secure transactions

Contactless cards use the
same security as chip cards by
generating a transaction specific, one
time use code, thus protecting your
payment information.

Speed checkout

Look for the contactless symbol at
checkout, then tap your card against
the card reader for the quick payment

How it Works


Look for the Contactless Symbol at checkout terminal.


Simply tap your contactless PenFed card to the reader.


Confirm the transaction and you are all set.


What is a PenFed chip card?

Do I need to use a PIN with my PenFed chip card?

Can I use my PenFed chip card for all the same things as my old card?

Where can I use my PenFed chip card?

Can I still use my card over the phone or online?

What happens if I insert my chip card in a chip terminal that isn’t activated?

How will I know whether to swipe my card or insert it?

Is the PenFed chip cards more secure than magnetic stripe cards?

Can account data from a PenFed chip card be stolen and fraudulently used?

Disclosures Print Icon Print

To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account.

±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.

Don't have a PenFed Credit Card?

Pick a card, any card! All PenFed cards feature EMV and Contactless technology. While you can’t go wrong with any of our cards, you can earn 1.5% Cash back on all purchases or 2% cash back as an Honors Advantage Member with the PenFed Power Cash Rewards Visa Signature® Card.

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