The money you need, the
hassles you don't.
- No origination fees
- Rates as low as
% APR*
How a PenFed personal loan can help you
- As low as 6.49% APR*
- Terms up to 60 months
- Funds could be available the next day**
- Loans up to $
- No title or deed required
- No early payoff penalty
- No origination fee
- No hidden fees
What's the process?
- Apply online
- Review loan
- Receive your money in the mail
Explore the possibilities
What will my payments be?
Monthly Payment

MOBILE APP
Wherever you go,
take PenFed with you!
FAQs
Rates and offers current as of and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.
**Next day delivery option is available at an additional shipping cost.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.
Loan Payment Example: A $ personal loan financed at 6.49% APR would amount to 60 monthly payments of approximately $391.23 each.