The money you need, the
hassles you don't.
• Rates as low as % APR*
• Check your rate without affecting your credit score!†
How a PenFed personal loan can help you
- As low as 6.49% APR*
- Terms up to 60 months
- Loans up to $
- No early payoff penalty
- No origination fee
- No hidden fees
What's the process?
- Check your rate without affecting your credit score†
- Select from multiple pre-approved offers
- Receive your money in 1-2 business days after verification
Explore the possibilities
What will my payments be?
Monthly Payment

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FAQs
Rates and offers current as of and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.
†The initial inquiry will be a soft pull that may not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.
Loan Payment Example: A $ personal loan financed at 6.49% APR would amount to 60 monthly payments of approximately $391.23 each.