Join via association membership, employment, military affiliation and more.
Provide Your Info
Enter your name, phone number, email and address to get started.
Open An Account
Open your savings account with just a $5 initial deposit and you’re a PenFed member!
Why Choose PenFed?
WE’RE YOUR PARTNER
We’re not just a credit union. We’re your partner. Becoming a PenFed member means never facing a financial decision alone.
WE WORK FOR YOU
Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.
APPLYING FOR MEMBERSHIP IS EASY
You’re busy. We get that. We’ve streamlined the financial process to help give more time back to you.
We go where you go. Access our services from your laptop, ATM, or phone 24 hours a day, every day.
Exclusive Member Benefits and Services