PenFed Membership

Do Better Every Day

Join PenFed for great offers, competitive rates, exclusive discounts, and more!

3 simple steps to membership

STEP 1
ELIGIBILITY

Step 1 - determine your eligibility

Join via employment, association membership, volunteerism or military affiliation.

Step 1

STEP 2
Provide Your Info

Step 2 - Enter your info

Enter your name, phone number, email and address to get started.

Step 2

STEP 3
Open An Account

Step 3 - Open an account

Open your savings account with just a $5 initial deposit and you’re a PenFed member!

Step 3

Why Choose PenFed?

 

partner with PenFed

 

WE’RE YOUR PARTNER

We’re not just a credit union. We’re your partner. Becoming a PenFed member means never facing a financial decision alone.

tools and resources

 

WE WORK FOR YOU

Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.

easy membership application

 

APPLYING FOR MEMBERSHIP IS EASY

You’re busy. We get that. We’ve streamlined the financial process to help give more time back to you.

 

contact us anytime

 

24/7 ACCESS

We go where you go. Access our services from your laptop, ATM, or phone 24 hours a day, every day.

 

Exclusive Member Benefits and Services

 

enjoy member discounts

 

Member Discounts

Enjoy benefits and discounts on all our products and loans.

 

MEMBER DISCOUNTS »

advice center resources

 

Advice Center

Our one-stop resource to keep you on the right track for tomorrow

 

ADVICE CENTER »

find help at our financial hardship center

 

Financial Hardship Center

Assistance for borrowers seeking financial relief

 

LEARN MORE »

 

view our deployment guide

 

Deployment Guide

Help ease your deployment with this deployment guide.

 

VIEW DEPLOYMENT GUIDE »

 

WHAT CAN WE HELP YOU ACHIEVE?

 

OUR AFFINITY PARTNERS

Are you a member of one of our partners? You're eligible for membership!
If you're not, don't worry, there are other ways to qualify.

 

 

Start Your Membership Application Now

It only takes a few minutes and no military service is required for membership. 

 

Chalmer Barker

Boise, ID
|

You're doing a good job. The vast majority of web sites are more difficult to navigate and use - some are impossible. Your web site, and the process, are very user friendly.

Dennis Willis

Wahiawa, HI
|

Customer services was excellent...and I deserve the best service.

George Ross

Colorado
|

I have been with Penfed for over 30 years and they continue to provide outstanding a timely service. Very customer facing!

Jennifer Olschefski

Pennsylvania
|

The membership process was done quickly, and was very easy to complete. Thank you for a wonderful experience, and I would highly recommend to family and friends.