Pentagon Federal Credit Union
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Power Buyer benefits give you an edge

More than a home loan. A lot more.

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Up-front approval sets your offer apart

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Lock While You Shop1 for up to 60 days

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Faster access to your home’s equity

Get more from your home loan

Call now to get started: 800-970-7766. Or, complete this form and we’ll call you!

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Get a powerful advantage over other homebuyers

Power Buyer can help you compete in today’s challenging real estate market. This suite of solutions is exclusive to PenFed, and includes Power Buyer Certification, Lock While You Shop, and Cash Buyer Financing.

Benefits before you buy

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Get an edge over the other buyers (and compete with cash buyers) with a full up-front loan approval2

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Lock in your rate for up to 60 days1 while you shop for and close on your home

Benefits after you buy

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Access your new home’s equity in as little as 30 days1 if you’re a cash buyer

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Save with a wide range of complimentary and discounted homeowner services

Disclosure

1Power Buyer Lock While You Shop is applicable to first mortgage pre-approval home purchases that have received approve/eligible finding. Not applicable on HELOC or refinance transactions. To ensure timely closing within the rate lock period, the borrower should provide an executed sales contract and full property address to PenFed within the initial 30 days of the lock period. Extending a rate lock is subject to applicable rate extension fees to be paid at closing. Some loan programs may be excluded. Offering is subject to change at any time, some loan programs may be excluded. Talk to a PenFed Mortgage Loan Officer for additional details.

2Power Buyer Certification is contingent on a full underwriting review and approval of loan documentation and other creditworthiness conditions. Offering is subject to change at any time, some loan programs may be excluded. Talk to a PenFed Mortgage Loan Officer for additional details.

Power Buyer Solutions are subject to change at any time and without notice. Talk to a PenFed Mortgage Loan Officer for additional details.

Certain loan types may not be eligible for Power Buyer.

General Disclosures

Points are the responsibility of the borrower and not covered in promotions.

To receive any advertised product, you must become a member of PenFed.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of May 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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