Visa’s Zero Liability Policy± is our guarantee that you won't be held responsible for unauthorized charges made with your PenFed Debit or Credit Visa card. You are covered if your card is ever lost, stolen or fraudulently used. Cardholders must use care in protecting their card and notify PenFed immediately of any unauthorized use.
To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account.
±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.
Don't have a PenFed Credit Card?
Pick a card, any card! All PenFed cards feature EMV and Contactless technology. While you can’t go wrong with any of our cards, you can earn 1.5% Cash back on all purchases or 2% cash back as an Honors Advantage Member with the PenFed Power Cash Rewards Visa Signature® Card.