For faster processing, make your payment online
For faster processing, make your payment online
How to make an online credit card payment:
You can make multiple payments per day from a PenFed account.
Set up AutoPay for your credit card(s) after you’ve enrolled in PenFed online
Make payments automatically on your due date(s) each month
You've got options when it comes to how much you pay:
Your minimum payment: the amount will vary according to your new balance each month and will be shown on your monthly statement.
Your last statement balance: your total balance as of the date your statement was issued, indicated on your monthly statement.
A fixed monthly payment: an amount of your choice. There is no minimum monthly fixed amount. If your current balance is less than the fixed monthly payment amount, we will only process the payment for the amount you owe.
Setting up AutoPay:
Enter the required information, including the credit card account you want to pay, the payment account you want to pay from, and the payment amount.
Log into PenFed.org
Click the “Make a Payment” button on the desired credit card.
Choose your “from” and “to” accounts from the dropdown.
Under “Frequency,” click the dropdown and choose “Monthly AutoPay.”
Under “Payment Option,” click the dropdown and choose the amount you would like to set up for AutoPay.
Your payment will be made on the cycle date each month.
Making additional payments while AutoPay is set up:
Extra payments will not cancel or change any scheduled payments. AutoPay payments still occur unless you cancel them. Sometimes this can lead to your paying more than you intended for the month.
If you choose to pay a fixed amount and that amount is less than the Minimum Payment, you’ll need to make an additional payment to keep your account up-to-date and avoid late fees.
Pay your credit card online quickly by keeping a payment account on file
To add a payment account, just follow the directions under Add External Account.
If you set up multiple pay “from” accounts, you can choose any of them from the dropdown menu.
View scheduled payments, completed payments, and more
View Scheduled Payments:
All of your pending online, mobile, phone, and AutoPay payments will show up on this page. You can make adjustments at this time.
View Completed Payments:
All of your processed online, mobile, phone, and AutoPay payments will display.
View Your Minimum Payment:
On this page, you can view all your card details such as Available Credit, Credit Limit, Minimum Payment Due, Payment Due Date, Last Statement Balance, and Last Statement Date.