Pentagon Federal Credit Union
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  1. Home
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  4. Payments
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Make a credit card payment

For faster processing, make your payment online.

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Download the PenFed mobile app today!

Skip the hassle and pay online

Use online payments to effortlessly to make a credit card payment.

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Credit card payments

For fast, same-day payment processing

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Log in to PenFed.org or the mobile app.

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Go to your credit card account.

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Select Make a Payment and follow the instructions.

Make a Payment
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Set up AutoPay

Pay automatically, each month:

  • Minimum Payment: Covers your monthly minimum
  • Last Statement Balance: Pays your full statement balance
  • Fixed Amount: Set your own payment (minimum not required)

How to set up:

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Log in to PenFed.org or the mobile app.

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Click "Make a Payment" on your desired credit card.

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Choose "Monthly AutoPay" under Frequency.

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Choose your payment option in "Payment Amount."

Note:

  • Extra payments won't cancel AutoPay payments
  • If your fixed amount is less than the minimum, make an additional payment to avoid late fees

Setup AutoPay
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Add a payment account

How to set up:

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Log in to PenFed.org or the mobile app.

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Click "Transfers" from the main menu.

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Click the green "Link External Account" button.

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Follow the on-screen instructions to add your desired payment account.

Benefits:

  • Pay credit card bills online quickly and easily

  • Choose from multiple linked accounts with a simple dropdown menu

Add a Payment Account
Mobile phone making a contactless payment with PenFed Gold Visa

Manage payments

Log into PenFed.org or the mobile app to view your scheduled payments, completed transactions, available credit, credit limit, minimum payment due, payment due date, last statement balance, and last statement date.

What you can do:

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Upcoming payments: See scheduled payments and AutoPay payments.

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Past payments: Check online, mobile, phone, and AutoPay payments from the past year.

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Check your minimum payment: Access details like available credit, credit limit, and due date.

Manage Payments
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How credit card APRs impact your payments

Understanding how your payments are applied will help you get the most out of your PenFed credit card.

Learn More
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of May 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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