Pentagon Federal Credit Union
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  1. Home
  2. PenFed Mobile App
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Your banking just got an upgrade

Introducing the all-new PenFed mobile app.

App Store
Google Play

Download and enjoy our new mobile app today!

Get excited for PenFed’s new mobile banking experience. For current and new customers, our mobile app is your gateway to a brighter financial future.

Experience the upgrade

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Speed & Reliability: Enjoy faster, more secure banking – wherever life takes you.

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Find Nearby: Locate over 85,000+ no-fee ATMs and PenFed branches instantly.

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Seamless Flow: Find what you need in a flash with our intuitive design.

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Personalized Alerts: Get real-time updates on your financial life with relevant push notifications.

Deposit cash where you shop1

Make cash deposits at your favorite stores using the PenFed mobile app.

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Open PenFed mobile app: Log in, navigate to your checking account, and tap "Deposit Cash."

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Locate retailer: Use location services to find nearby participating retailers (e.g., Walmart®, Walgreens).

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Generate barcode: Tap to create a secure, one-time use barcode.

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Present barcode & cash: Show the barcode to the cashier and hand over your cash.

Confirm deposit: Receive digital/physical confirmation. Funds are immediately available.

Features & Benefits

Bill Pay

Pay anyone, anytime, with a single tap.

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Zelle®

Use Zelle® to instantly send money to friends and family.

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Easy Transfers

Transfer funds between your accounts in a matter of seconds.

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Mobile Deposit

Never wait in line again - deposit checks when it’s convenient for you.

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Master Your Cards

Easily manage all of your credit cards.

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Go Paperless

Choose to go paperless and embrace security and sustainability.

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Disclosure

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1VanillaDirect Pay is provided by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. Web access is needed to use mobile banking and Add Cash in Store. Check with your service provider for details of specific fees and charges. Add Cash in Store transaction limits apply: For each member, the monthly limit for adding cash in store is $5,000 or no more than 10 transactions per month. The daily limit is $1,500. The first three (3) add Cash in Store transactions are free per month. After that, there is a $2 fee per transaction. Routine or unscheduled maintenance may impact accessibility. PenCheck Limited accounts are not eligible. PenFed Credit Union does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with PenFed Credit Union and are solely responsible for their products and services. All trademarks are the property of their respective owners.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of March 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Download the PenFed app on Apple Store Download the PenFed app on Google Play
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Routing #256078446

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