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Used Auto Loans
See your rate with no impact to your credit score. 1
RATES
| APR as low as* | TERM | LOAN AMOUNT | APPROX. LOAN PMT. ($20,000 loan) |
| 36 mos | $ |
$ |
|
| 48 mos | $ |
$ |
|
| 60 mos | $ |
$ |
|
| 72 mos |
$ |
$ |
|
| 84 mos | $ |
$ |
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Loan payment estimates based on a $20,000 auto loan.
FEATURES & BENEFITS
- Loan amounts up to $150,000
- Easy online application
- Quick approvals
- Up to 125% financing
- Get pre-approved in just a few minutes! Know what you qualify for before you buy.
Disclosures
Rates and offers current as of and are subject to change.
1 The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate.
Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a JD Power value. Financing is available up to the JD Power valuation plus tags, title, taxes and extended warranties not to exceed 125% in the U.S. Up to 110% financing is available in Puerto Rico and Virgin Islands. Some restrictions apply. For the 84-month loan term, eligible used vehicles must have model years as new as or newer than the current calendar year minus five years and less than 60,000 miles. Call 1-800-247-5626 for details.
Rate depends on term. Vehicle weight and mileage restrictions apply.
Estimate Your Cost
Used Auto Loan Calculator
$ a month
Estimated payment (for months at APR)
Purchase Price
Down Payment
$0.0
Trade-In Value
-$0.0
Amount Owed on Trade
+$0.0
Total Financed
$
Total Interest
+ $
Total Loan
$
GAP Protection
Typical car insurance covers damage and theft. But what if your loan is more than the value of your vehicle? PenFed’s GAP Protection covers that difference.
Extended Warranty
PenFed's Extended Warranty can extend your auto manufacturer's warranty by picking up where that policy leaves off.
Debt Protection
Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.
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