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New Auto Loans
See your rate with no impact to your credit score. 1
RATES
| APR as low as* | TERM | LOAN AMOUNT | APPROX LOAN PMT.1 |
| 36 mos | $ |
$ |
|
| 48 mos | $ |
$ |
|
| 60 mos | $ |
$ |
|
| 72 mos | $ |
$ |
|
| 84 mos | $ |
$ |
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.
¹Loan payment estimates based on a $20,000 auto loan.
FEATURES & BENEFITS
- Loan amounts up to $150,000
- Up to 125% financing
- Easy online application
- Terms available up to 84 months.
- Get pre-approved in just a few minutes! Know what you qualify for before you buy.
Not yet a member? Apply for a loan, get a decision, become a PenFed member. Click “Apply Now” to start!
Disclosures
Rates and offers current as of and are subject to change.
1 The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate.
New Auto Loans: Loan rate applicable to new vehicles only. New vehicles are where you are the original owner and the untitled vehicle is model year or newer with less than 7501 miles. Up to 125% financing is available in the U.S. Up to 110% financing is available in Puerto Rico and Virgin Islands. Vehicle weight and mileage restrictions apply.
Minimum loan amount is $ for 61-72 month term. Minimum loan amount $
for 73-84 month term. Rate also depends on term.
Estimate Your Cost
New Auto Loan Calculator
$ a month
Estimated payment (for months at APR)
Purchase Price
Down Payment
$0.0
Trade-In Value
-$0.0
Amount Owed on Trade
+$0.0
Total Financed
$
Total Interest
+ $
Total Loan
$
GAP Protection
Typical car insurance covers damage and theft. But what if your loan is more than the value of your vehicle? PenFed’s GAP Protection covers that difference.
Extended Warranty
PenFed's Extended Warranty can extend your auto manufacturer's warranty by picking up where that policy leaves off.
Debt Protection
Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.