/2016_-_Q1_Year_To_Shine/logo.png "Pentagon Federal Credit Union"){kind=logo}
FEATURED BENEFITS
PENFED CHECKING
Bank with Confidence: Access America Checking
No monthly service fees with daily balance or monthly direct deposit of $500 or more
+ ATMs
Where’s an ATM when you need it? Get access to our network of Allpoint and CO-OP ATMs, giving you access to more machines than the leading banks.
Safety & Security
With PenFed's $0 Liability Policy on unauthorized purchases and chip-enabled cards, PenFed knows security. We started PenFed to serve those who protect us, and we’re committed to protecting you.
Overdraft Protection
Our overdraft protection is a line of credit and is subject to credit approval.
Digital Wallets
PenFed digital wallet allows you to pay safely and securely from your iPhone, Android, or Samsung phone. Wherever you go, take your bank account with you. We want you to keep moving forward.
Conveniently Located Near You Find an ATM
Access America Checking earns you more
As an Access America Checking account holder, you can earn 2% cash back on everything you purchase with a PenFed Power Cash Rewards Visa Signature® card
MOBILE APP
Wherever you go,
take PenFed with you!
The PenFed Mobile banking app provides around-the-clock access to your PenFed accounts. Get transaction details, transfer balances, track loan application status, and much more! Deposit checks quickly and easily with your smartphone or tablet.
Access America Checking lets you bank your way
Two ways to avoid a monthly fee
OR
Earn More
Bank Anywhere
Bank Anytime
Dividends
1The rate for our Checking Account is up to 12x the national average of 0.04% APY, based on the national average of checking accounts rates published in the FDIC Weekly National Rates and Rate Caps accurate as of 7/1/2020.
2Account is a variable rate account. APY is valid as of last dividend declaration date of![]( "Dividend Declaration Date")
and subject to change at any time. Fees may reduce earnings on account. Minimum deposit of $25 required to open account. When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate deposit requirement is met on the date of account termination. Dividends are compounded daily and paid monthly.