Annual Percentage Yield (APY)
With a daily balance of $20,000 or more up to $50,000
Annual Percentage Yield (APY)
With a daily balance of $20,000 or more up to $50,000
Annual Percentage Yield (APY)
With a daily balance of less than $20,000
*Earn dividends with monthly direct deposits of $500 or more and a daily balance of up to $50,000 per statement cycle.1
** Please note that this is a variable rate account. Tiers and dividend rates are subject to change.
Get checking that pays you back.
You want simple. You need effective. Our checking account gives you both. Access America Checking is more than a place to hold your money.
It’s your own personal tool for building a future. As a part owner in our credit union, it’s your chance to grow alongside us.
No monthly fee with daily balance or monthly direct deposit of $500 or more
68,000+ ATMs
Online & mobile access
Available overdraft protectionƚ
Free chip-enabled Visa debit card
Digital wallet functionality (Apple PayTM, Google PayTM, Samsung PayTM)
ƚOverdraft protection is a line of credit and subject to credit approval.
• No monthly fee with daily balance or monthly direct deposit of $500 or more
• $25 Minimum Opening Deposit
ƚOverdraft protection is a line of credit and subject to credit approval.
1 Dividends
Account is a variable rate account. APY is valid as of last dividend declaration date of . APY and tiers are subject to change at any time. Fees may reduce earnings on account. Minimum deposit of $25 required to open account. When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate direct deposit requirement is met on the date of account termination. Dividends are compounded daily and paid monthly.
Every time I walk into my branch, I'm taken great care of. Thank you PenFed for your great service.
I joined PenFed because both my parents were members - so glad I did. PenFed helped me get a great rate on my first new car.
I went to Penfed to see if I qualified for a mortgage. My friends told me about all the trouble they've had using other lenders, but penfed made everything easy for me. Thank you Sarah and PenFed!
I just started using Penfeds new Travel AMEX card on my last trip to Basal - my other cards charge me just for being away but not this card with Penfed.
No monthly fee with daily balance or monthly direct deposit of $500 or more
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