PENFED CHECKING

Bank with Confidence: Access America Checking

No monthly service fees with daily balance or monthly direct deposit of $500 or more

OPEN NOW

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

Access America Checking lets you bank your way

Two ways to avoid a monthly fee

  • Set up a monthly direct deposit of $500 or more

OR

  • Maintain a daily balance of $500 or more

Earn More

 

  • Earn up to  the national average1 on your checking account balance with direct deposit of $500 or more
  • Earn % APY2 on daily balances less than $
  • Earn % APY2 on daily balances between $ to $

Bank Anywhere

 

  • Enjoy over  fee-free ATMs
  • Visit fee-free ATMs conveniently located at retailers near you
  • Withdraw cash and check balances wherever you go

Bank Anytime

 

  • Check your balance, view transactions, and manage your account 24/7 online or through our mobile app
  • Deposit checks right from your phone with mobile deposit
  • Keep track of your finances online or on your phone with Bill Pay

Earn up to the national average1 on your checking account balance with a direct deposit of $500 or more.

 

  Daily Balance
We use the account’s end of day balance to
calculate the dividends earned that day.

APY2

 

 
  Up to $ %  

 
  $ - $ %  

PenFed Mobile Deposit:
It's as easy as app, snap, tap.

PENFED HONORS ADVANTAGE

Access America Checking earns you more!

As an Access America Checking account holder, you can earn 2% cash back on everything you purchase with a PenFed Power Cash Rewards Visa Signature® card.

try our mobile app

MOBILE APP

Wherever you go,
take PenFed with you!

The PenFed Mobile banking app provides around-the-clock access to your PenFed accounts. Get transaction details, transfer balances, track loan application status, and much more! Deposit checks quickly and easily with your smartphone or tablet.

 

FAQs

When will I receive my debit card?

How can I deposit funds into my account?

How can I withdraw money from my account?

Are there any requirements to earning dividends?

When will I start to earn dividends on my deposit?

How are dividends on my deposits calculated?

Does my checking account provide the option to enroll in overdraft protection?

How can I order checks?

Do I get any special benefits for being an Access America Checking Account holder?

Why choose PenFed?

PenFed PenFed, Inc FREE - On Google Play